by Guest » Mon Nov 19, 2007 11:41 pm
I recently stayed at out of town motel where my nephew was having a football tournament. I was informed by coach that he kicked rock and broke glass door in motel and mgr. of hotel claimed they had $1000 deductible for these damages and the est. would be around $500. There were no adults present when the damage occured but two other children claimed my nephew did the damage. Would my homeowners cover this damage? thanks.
Posted: Tue Nov 20, 2007 12:24 am Post Subject:
Someones might. Does your nephew live with you? Whomever he lives with do they have either a homeowners or renters policy? How old is the boy? Did he do it on purpose, like in anger or was it an accident? What state are you in?
Posted: Tue Nov 20, 2007 09:05 am Post Subject:
Agreed, some more information is required to get a better hold of the situation. Kindly answer to the questions Lori has asked.
Posted: Tue Nov 20, 2007 11:29 am Post Subject:
Why should you pay for the damages? Are you the legal guardian of the child? If so, I guess, only in that case the claim could be filed under your homeowners policy.
Posted: Tue Nov 20, 2007 10:36 pm Post Subject:
OP posted this via PM to me rather than in the thread:
He does live with me and I do have a homeowner's policy on my home. I live in KY and he is 8 yrs. old and did it on accident.
Posted: Tue Nov 20, 2007 10:38 pm Post Subject:
Then yes, most definately file it with your homeowners insurance and this should be covered... :)
fyi, for future referance, (unless it is personal, or a personal question) post here in the thread so others can assist you as well :wink: ok?
Let us know if we can be of further assistance.
Add your comment