Flood Insurance Claim?

by imaginationx » Thu Dec 06, 2007 01:35 am

Hello,

I have a question that I'm really hoping you can assist me with. I have a home which is one house away from the Barnegat Bay. The front of my home has been gradually sinking and the house now has a significant slope. The floors slope 5 inches over a 24 foot span.

I purchased the home 6 years ago, and have monitored the gradual sinking. Although there may be no single flood that can be attributed to this issue, I do believe it to be a result of sinking land due to the proximity to the bay, and the continuous flooding of our property (2-3 times per year).

Is this an issue that would be covered by my Flood Insurance policy? I am concerned by the fact that there is no single flood to attribute this problem to.

Any help would be greatly appreciated. Thanks in advance, and I hope to hear from you soon.
Jason Dacey

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