by erb1953 » Sun Dec 30, 2007 05:13 pm
I am in a rent to own situation, I carry my own insurance on the home, about a month ago I came home to find a pick up truck in the middle of my deck that was just finished two weeks before that, I had not even had time to get furniture on it yet. I could have just cried, all the hard work in the evenings after work and on the weekends all shifted and crooked. The truck also shifted my chimney over. I want the insurance company to pay for the repairs on the chimney too, the impact knocked items off my walls and kitchen counters, I am really surprised that the truck did not come through my kitchen.
The individuals car insurance wants to settle the claim for $4000, I have almost that in the deck in the treated lumber, it is a pretty big deck with a ramp leading up to it. It sits second story. I am not happy with this amount, so my question is, will my homeowners step in and make the car insurance company pay for the other damage to the home, chimney and such. They will be the ones insuring the damaged property so I would think that they would have some interest in making sure the repairs are done right. I am asking for any advice at all here, dealing with two different worlds of insurance is confusing me car insurance vs homeowners insurance. thank you in advance for any advice you can offer.
The individuals car insurance wants to settle the claim for $4000, I have almost that in the deck in the treated lumber, it is a pretty big deck with a ramp leading up to it. It sits second story. I am not happy with this amount, so my question is, will my homeowners step in and make the car insurance company pay for the other damage to the home, chimney and such. They will be the ones insuring the damaged property so I would think that they would have some interest in making sure the repairs are done right. I am asking for any advice at all here, dealing with two different worlds of insurance is confusing me car insurance vs homeowners insurance. thank you in advance for any advice you can offer.
Posted: Sun Feb 03, 2008 12:54 pm Post Subject:
Check all companies thru the better business bureau (on line you can see complaints and resolutions they don't have to be memebers)...ask to see and verify they have insurance etc...call some prior customers.......
Posted: Sun Feb 03, 2008 05:09 pm Post Subject:
good advice Lori, did not know that you could check out the insurance companies there.
Dadummy, stay out of the trees, I agree, no sense in getting hurt, hire someone to trim the trees if you have to.
Posted: Sun Feb 03, 2008 06:23 pm Post Subject:
Ok, My hubby is a contractor and yes it is a good idea to get on the to do list.Work picks up a lot around spring to .So if you want to get a jump on it go ahead and get your estimates and figure out which one you want and schedule it.Thats my advice. Yes, DaDammy I can really see you at your age hanging from a tree branch with one hand and a shovel in the other scooping snow from your carport! lol
Posted: Tue Feb 05, 2008 01:23 am Post Subject:
dadummy don't you dare, you will be using your health insurance if you do this. LOL hummingbird, don't be putting ideas in her head.
erb,
you should be making those calls now, get something lined up so when spring arrives, you will be one of the first on the list.
Posted: Tue Feb 05, 2008 01:33 am Post Subject:
Has anyone heard from Erb?Don't think she has climbed up there in the trees do you?..lol
Posted: Tue Feb 05, 2008 01:52 am Post Subject:
LOL, I think she is still around, but not in a tree.
Posted: Tue Feb 05, 2008 11:36 am Post Subject:
hummingbird
I just had to work a few days in a row, kills my feet and my back, I baked the residents a couple dozen of home made raisen filled cookies and other sweets for the week. Had a big menu all week long, I cook and freeze for them so they get some good stuff, my hours picked up a little bit. I just live across the street from where I work so, I go in when they need me. Sure ain't in no tree that is for sure, but I am glad you think I have the energy for that, I wish.
Posted: Tue Feb 05, 2008 05:05 pm Post Subject:
Sounds really good Erb. Keep us updated on your repairs.
Posted: Wed Feb 06, 2008 12:03 am Post Subject:
Woe, are you running a restuarant or a personal care home? Those residents probably love you. One of their greatests joys would be meal time, bet you make it the best.
Posted: Wed Feb 06, 2008 12:39 am Post Subject:
You sound like you really enjoy what you do though erb, I think that is great, I am glad to see that those people in the place you are working are in a really good place, thank you erb for your service to them.
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