What do you put in a settlement package?

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PostPosted: Wed Jan 30, 2008 11:40 pm   Post subject: What do you put in a settlement package?  

Im trying to settle a injury claim. Would it be a good idea to form a settlement package? If so what is the format i can use? Have anyone ever settled with adjuster without a lawyer? Did you get a fair settlement? What info did you provide and how long did it take for you to settle?

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PostPosted: Thu Jan 31, 2008 11:32 am   Post subject:   

The adjuster should already have all your medical bills/receipts and have requested and received doc report, records etc (on larger claims) proof of loss of wage (but adjuster should've got all that too)...mileage to and fro from doc to home....any added expenses to cover for things you couldn't do while injured...really just any proof of your loss. But again the adjuster

"should" have all of this information.


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PostPosted: Fri Feb 01, 2008 6:38 am   Post subject:   

I don't think that you always need a lawyer to settle an injury claim. If you have all the necessary documents( see Lori's post for the list of the documents required)in place, you can settle it fairly well without the legal expert as well. Remember that you are required to pay a portion of the settlement amount to the lawyer for his services.

For a small amount of claim, negotiation with the adjuster would be sufficient. Good Luck.

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PostPosted: Fri Feb 01, 2008 6:54 am   Post subject:   

What to put in the settlement package?...........well, all the relevant docs that will prove the extent of your damages, your sanity and your best behavior to deal with the adjuster.

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PostPosted: Fri Feb 01, 2008 7:02 am   Post subject: keep a note  

Did you get a fair settlement?

Well, this has an answer which would depend a lot on what the facts are & how realistic your expectations are. I've seen people who have used their car for ages (with OEM parts fitted post time) & then crashing out of own fault & not getting satisfied with the claim.

As aftermarket parts are an affordable alternative to the expensive OEM parts, insurance companies will not always reimburse 100% of the repair costs when OEM parts are used.

My suggestion to them would be -'drive safely & keep an account of the usage & condition of your vehicle'.


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PostPosted: Fri Feb 01, 2008 12:33 pm   Post subject:   

I think it is possible to settle it yourself as long as you have no serious injury or medical bills that are going to come along later on down the road unexpectedly.

What was the extent of your injury? Are you bills all done, this will be key, because if you settle and there is no mention of future billing, it will be your responsibility. goodluck with this.

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PostPosted: Sun Feb 03, 2008 12:15 am   Post subject: claim package  

be care ful because I was in an accident and it took a year and a half for them to find my problems they were doctoring me for neck strain and whip lash to no avail recently they found I have a torn muscle, and im not a good canidate for surgery. im pretty well done and will have to tolerate pain the rest of my life

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PostPosted: Sun Feb 03, 2008 2:06 am   Post subject:   

You have a unique case dadummy, you will probably end up living with your pain, I know you don't want to hear that but with your heart condition I don't think your doctor will release you to have the surgery. They may have to find an alternative to surgery.

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