by hummingbird » Sat Mar 01, 2008 03:35 am
My in-laws paid insurance premiums for years .Enough to add an addiction on to their house with the money. The had some damage to the floor of their kitchen which happened to be close to a water heater. When the agent looked at it he said it was from a water heater leak.They told him no, it had never leaked. So then he claims it was from water damage from water running under the house.he said it came under flood damage and they could not pay cause they had no flood insurance.So they had top fix the floor themselves.They ask the agent for flood insurance and he told them they could not get that because they did not live in a flood zone.I won't mention the name of the insurance company.My in-laws are the type of people who believe in turning the other cheek and will not fight or go to court for anything. My father in-law in gone now.
Posted: Wed Mar 05, 2008 06:28 pm Post Subject:
Well it depends on ,did they know it was leaking.If a person knows something is causing damage and just neglects to fix it then ,that,I can understand the insurance not paying for something you let get out of hand and then end up costing much more than if you had done something in the beginning.
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