by gb298888 » Sat Mar 01, 2008 04:59 pm
Im dealing with my landlord insurance company because i got hurt due to a bad porch. The indepedent adjuster for the insurance company told me that i can send in all my medical records, bills and proof of loss if i didnt want to sign the medical authorization form and they can still do a full evaluation. I talk to the rep. from the insurance co., the lady that first called me. She said she couldnt evaluate the claim unless i signed the medical authorization form.
Posted: Sun Mar 02, 2008 05:59 am Post Subject:
Not sure what the question is but that is standard. The independent adjuster stepped over his/her bounds a little. Ultimately it's up to the adjuster for the insurance company to determine what they need. Sometimes adjusters will allow people to send in their own medical records... I not do it. The reason is that the person could simply comb through the notes and remove whatever they wanted. The adjuster needs a clear picture of the medical treatment... good and bad.
Posted: Mon Mar 03, 2008 06:19 am Post Subject:
IMO you should abide by what the insurance company has said. Just sign the medical authorization form and send it to them. And yea, get the thing clarified form the adjuster before signing and sending it to the carrier. You can ask him 'why this dispute?'
Posted: Mon Mar 03, 2008 06:44 am Post Subject:
I talk to the rep. from the insurance co., the lady that first called me. She said she couldnt evaluate the claim unless i signed the medical authorization form.
I guess its somewhat customary to sign the medical authorization form for the bodily injury claims. Though it may give them the access to all your medical report that you may not want them to have. but when you don't have anything to hide, why not send them the required form and settle the matter at the earliest. There is no point in wasting time over such trifle matters.
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