by Guest » Mon Jun 16, 2008 08:14 am
Hey everyone,
In a nutshell here is my tale. Hopefully someone out there can point me in the right direction.
I have an older model vehicle, the only one I own. I bought it in FL at one of those road side hole in the wall dealerships that pretty much guarantee to get anyone financed.
The vehicle was financed originally through Transsouth Financial. Payments were made, Transsouth sold out reportedly to Citifinancial sometime in 2004 or 2005 without my knowledge. Once the fiasco of straightening out where my payments needed to go and to whom payments where were reestablished and caught up.
In August of 2006 I relocated with my family out of the state of FL to the state of LA.
I contacted the finance company to request a copy of the title to register the car in the state of LA so that driving the only vehicle I owed would be legal in the state which I intended to make my permanent residence. The finance company claimed that they would comply however no copy was ever faxed. All follow-up responses were met with the same reaction, "We sent it once, we will not so it again."
I fought and spoke with supervisor after supervisor to no avail. I just wanted them to resend a simple fax! It is now over two years later and my ex-husband has refused to make any payments until he receives a copy of the title. The finance company has since charged off the account with no attempts made to contact me after the last call I made to them in 2006, No calls, no bills, no attempts at repossession, nothing!
I am beginning to wonder whether or not the finance company ever had a copy of the title, or at least a legal copy, after all and if that was the reason why this had been so difficult a venture. As this will become my primary means of transport following my divorce I will need to get it registered in this state ASAP.
Does anyone have any advice on what to do from here? If I apply for a copy of a lost or stolen title through the DMV of FL will they send it straight to the lien holder or to me? Will this strengthen their position or mine especially if they never had the title to begin with?!
Please help a stressed out mother of three in LA state.
Melissa
In a nutshell here is my tale. Hopefully someone out there can point me in the right direction.
I have an older model vehicle, the only one I own. I bought it in FL at one of those road side hole in the wall dealerships that pretty much guarantee to get anyone financed.
The vehicle was financed originally through Transsouth Financial. Payments were made, Transsouth sold out reportedly to Citifinancial sometime in 2004 or 2005 without my knowledge. Once the fiasco of straightening out where my payments needed to go and to whom payments where were reestablished and caught up.
In August of 2006 I relocated with my family out of the state of FL to the state of LA.
I contacted the finance company to request a copy of the title to register the car in the state of LA so that driving the only vehicle I owed would be legal in the state which I intended to make my permanent residence. The finance company claimed that they would comply however no copy was ever faxed. All follow-up responses were met with the same reaction, "We sent it once, we will not so it again."
I fought and spoke with supervisor after supervisor to no avail. I just wanted them to resend a simple fax! It is now over two years later and my ex-husband has refused to make any payments until he receives a copy of the title. The finance company has since charged off the account with no attempts made to contact me after the last call I made to them in 2006, No calls, no bills, no attempts at repossession, nothing!
I am beginning to wonder whether or not the finance company ever had a copy of the title, or at least a legal copy, after all and if that was the reason why this had been so difficult a venture. As this will become my primary means of transport following my divorce I will need to get it registered in this state ASAP.
Does anyone have any advice on what to do from here? If I apply for a copy of a lost or stolen title through the DMV of FL will they send it straight to the lien holder or to me? Will this strengthen their position or mine especially if they never had the title to begin with?!
Please help a stressed out mother of three in LA state.
Melissa
Posted: Thu Jun 19, 2008 07:57 pm Post Subject:
Too funny and you're right I've thought of doing that very thing just have to find a way since it's so far expired you can't renew online!! argh!! lol
thanks for all the great advice guys! It was most appreciated!
Posted: Mon Jun 23, 2008 08:44 pm Post Subject:
... and in the spirit of good clean Internet fun below is a pic of Melissa BEFORE the Florida Buy HERE - Pay HERE auto scammers caught up with her....the pic below is ...after
Posted: Mon Jun 23, 2008 10:45 pm Post Subject:
WOW! I'm sure she 'felt' that way...atleast... :lol:
Posted: Wed Jul 16, 2008 07:39 pm Post Subject: Florida Registration over the phone
Florida Registrations can be done over the phone if you call the right office. You will have to fax some info, and make sure you use a florida address
Add your comment