by Guest » Thu May 15, 2008 04:49 am
Hi!
I am hoping someone can help me on this!
I was involved in an accident on Dec. 1 07. I was rearended by a Hummer going approx 45 mph. My minivan had approx 11,500 in damage (it is a custom 07 Sienna) and I had a rental car for 12 weeks. After the accident, I had to take my 4 kids (ages 6,4, 2, 6 mths) to the er and then one to the pediatrician 4 days later. Two were treated with whiplash and had chiro for about 5 months. Medical bills totaled 2950. Lost wages to take the kids were approx 680, diminished value on my vehicle is about 4K. They also didn't pay the car rental bill for 6 weeks and it was charged to me so I paid an over the limit fee and lost my 0% promotional rate due to default (even though the charge has been reversed.) The insurance company offered me an accident settlement of 2,150 and then they were going to pay the 1500 of chiro (there is a lein and that is included in the 2950) I told them I was looking for around 16300 (four times medical bills, 4K in diminished value, lost wages and over the limit fee.) Am I asking too much? They told me I was being unreasonable and that Missouri doesn't recognize diminished value. My insurance company says they do. What is a fair accident settlement amount?
I am hoping someone can help me on this!
I was involved in an accident on Dec. 1 07. I was rearended by a Hummer going approx 45 mph. My minivan had approx 11,500 in damage (it is a custom 07 Sienna) and I had a rental car for 12 weeks. After the accident, I had to take my 4 kids (ages 6,4, 2, 6 mths) to the er and then one to the pediatrician 4 days later. Two were treated with whiplash and had chiro for about 5 months. Medical bills totaled 2950. Lost wages to take the kids were approx 680, diminished value on my vehicle is about 4K. They also didn't pay the car rental bill for 6 weeks and it was charged to me so I paid an over the limit fee and lost my 0% promotional rate due to default (even though the charge has been reversed.) The insurance company offered me an accident settlement of 2,150 and then they were going to pay the 1500 of chiro (there is a lein and that is included in the 2950) I told them I was looking for around 16300 (four times medical bills, 4K in diminished value, lost wages and over the limit fee.) Am I asking too much? They told me I was being unreasonable and that Missouri doesn't recognize diminished value. My insurance company says they do. What is a fair accident settlement amount?
Posted: Tue Jul 01, 2008 12:33 am Post Subject:
About 250 to 400 with attachments. My point is, if you could catch everything you need to see the first visit and document it, why stop production on the vehicle for several days til it can be reinspected if it is a shop that works for the insurer rather than contracts with the consumer.
Posted: Tue Jul 01, 2008 12:49 am Post Subject:
My point is, if you could catch everything you need to see the first visit and document it, why stop production on the vehicle for several days til it can be reinspected
I agree with you whole hearted, if all field inspects (meaning any without tear down) could have all the damage caught on the first inspect it would make everything run smoother...but doubtful (right now anyway) that insurer's will foot the bill for this gadet, however I can see the merit in it for sure...I don't understand the next part of your statement...It would be of benefit to EVERYONE, shops (regardless of their drp standings or none) owners, and insurer's if all damage could be caught up front...but even with this nifty piece of equipment (kind of reminds me of both the laproscope docs use, and the camera thing plumbers us), there is still gonna be supplements...Posted: Sun Feb 27, 2011 01:48 pm Post Subject: Medical Advice Online
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