Accident settlement: Factors that determine your claim

Posted: Sun May 25, 2008 05:48 pm Post Subject: Gee now I am getting depressed reading about your work

I like this one in particular, it substantiates what I tell a lot of people when communicating with adjusters. I tell them to get it in writing they are just reading from scripts. Make them show you in your policy regarding what they are denying. Just like Paint caps. No not the ones you wear on your head, these are arbitray thresholds insurers like to tell shops and customers that are all that is allowed to repair your car. They get discounts on parts, and their preferred shops have to pay for paint and supplies out of their own profits which are dwindling. Just like the hail damage job in my shop now that the insurer felt only needed to have 450 dollar worth of paint material and bodyshop supplies when in reality it will take over a thousand dollars worth of product to do the job right. And shops are waiting in line to get on these programs. :roll:

Job Security: If you never make mistake or accidently misread one of the 200 prewritten scripts you will not be fired.

35Pay -4
Respect -5
Benefits -4
Job Security -5
Work/Life Balance -5
Career Potential/Growth -5
Location 3
Co-worker Competence -5
Work Environment -5
Virginia Beach 05/23/2008: I have worked a Geico for a little more than four years now and I have to agree with just about everything I have read here. I don't think that there could possibly be a more evil, irresponsible, or morally corrupt company still in existence than this one.
Pay: Your checks don't bounce but you'll never get rich or even live comfortably on the salary.
Respect: You will hear about it in orientation but will never see it.
Benefits: Same as any other company
Job Security: If you never make mistake or accidently misread one of the 200 prewritten scripts you will not be fired.
Work/Life Balance: Work odd hours/days that allow no time for a Life
Career Potential: If you can read scripts and avoid answering any direct questions you will keep your job
Growth Potential: Exists only for the lovers, mistresses, brown nosers, compulsive liars and those creative enough to hide their file errors.
Location: Great. Too bad that Pay/Salary will never allow you to live anywhere near
CoWorker Competence: There are three kinds of co workers 1) Those who can read scripts but know nothing that are quickly promoted 2) Those who know stuff but have trouble reading everything they say from a prewritten script are fired 3) Those who can do neither of the above but sleep with management become supervisors and managers themselves
Work Environment: Take a cockroach infested Nike Sweat shop in Malaysia. Remove the five year olds. Insert computers that were salvaged from the local incinerator and what do you have? An improvement over current GEICO conditions.

Posted: Mon May 26, 2008 02:13 pm Post Subject:

Just another insurance HAWKER NOT HOCKER extolling the virtues of parts they do not install and don't get to hear the commentary from the employees because a disgruntled employee could harm the shops dependence on the insurance referals

bet you didn't even know that there is a report that there is contamination of radioactive isotopes in chinese steel which is used in the production of sheet metal parts. It's not okay to let kids play with lead based painted toys that are imported from China, but it's okay to expose american workers to the hazards of these parts and the consumers to losses in value from their use.

Go ahead put on taiwan sheetmetal drag our economy further in the ground and support some country that may someday control us.

Shops that say there are no problems with these parts are mandated to use a certain percentage on their grade cards or risk losing their place on the insurance teat.

Not a very good representative example of honest opinions of these parts

How does it make you feel knowing a Chinese company is using kids in the production of parts you mandate.

I am sorry if I am making your life miserable

After reading just a few posts on that board, I began to think I better leave posting here for the weekend. I don't want to be the one to cause Lori and T to go postal or have to seek treatment for stress.

This person was so upset at the insurance industry that they quit and went to work for another one.

They get discounts on parts, and their preferred shops have to pay for paint and supplies out of their own profits which are dwindling.

Just like the hail damage job in my shop now that the insurer felt only needed to have 450 dollar worth of paint material and bodyshop supplies when in reality it will take over a thousand dollars worth of product to do the job right

Posted: Mon May 26, 2008 02:33 pm Post Subject:

Well my vintage car show was rained out, so I guess I'll have time to dispell the rants and distortions of Lori today.

As usual Lori speaking about things she has no clue because whe works for one of the better companies she says. She has no idea of how bad some of those other companies operate. I know of only three companies that consistently do not hawk a/m sheetmetal. Statefarm, Chubb, and possibly Amica. State Farm does insist on the use of those a/m radiators and condensers that void the transferable warranty.

I could send you a copy of that St louis estimate where they gave the insurer 778.00 dollars off their ticket for the privelege of having a referal agreement with them.

You are wrong about paint caps, would like me to send you a copy of that as well. I could post them here if you like.

If you worked for one of these other companies for a couple weeks, you too would probably be over at Jobvent complaining.

As far as all those DRP's not complaining, why are their state and national organizations trying to get legistlation passed to prohibit insurers from abusing estimating guides to their favor; attempting to get anti=steering legislation passed because they are losing work to shops that can still afford to pass on ever increasing payola or parts discounts to insurers; cease to attempt steering customers to those preferred shops.

Why are these association leaders complaining and pushing back insurers because of their manipulation of an industry to which they are not part of.
Why do they want legislation to prohibit capping. Insurers in other states that were prohibited from capping, no problem for them, they simply call it a preset threshold. Now the shop has to help the consumer get paid for the materials the insurer is trying to not pay for. Those independent shops know that the insurer is not their customer and are able to help consumers receive what is owed them without negotiating on their behalf. We know the insurer doesn't owe us one thin dime, but they do owe the vehicle owner. If they fail t pay what is owed, it's called bad faith. ooooh thats a scary one that carries penalties.

Whore is one of those potty mouth words that you use. I used the term prostitute themelves. I noticed you were checking my homepage, Are you stalking me again?

You got me wondering about how many web sites I show up on concerning DV...Turns out two out of fifteen more lies from lori. If you can't silence your critics attempt to discredit and destroy them. That must be something you learn in your training. Adjusters always attempt to place wedges between insureds and shops to paint the repair industry as crooks.

Posted: Mon May 26, 2008 03:15 pm Post Subject:

because whe works for one of the better companies she says.

use of those a/m radiators and condensers that void the transferable warranty

could send you a copy of that St louis estimate where they gave the insurer 778.00 dollars off their ticket for the privelege of having a referal agreement with them.

You are wrong about paint caps, would like me to send you a copy of that as well. I could post them here if you like.

If you worked for one of these other companies for a couple weeks, you too would probably be over at Jobvent complaining.

As far as all those DRP's not complaining, why are their state and national organizations trying to get legistlation passed to prohibit insurers from abusing estimating guides to their favor;

attempting to get anti=steering legislation passed because they are losing work to shops that can still afford to pass on ever increasing payola or parts discounts to insurers; cease to attempt steering customers to those preferred shops.

they simply call it a preset threshold.

Whore is one of those potty mouth words that you use

I noticed you were checking my homepage, Are you stalking me again

you can't silence your critics attempt to discredit and destroy them.

Adjusters always attempt to place wedges between insureds and shops to paint the repair industry as crooks.

Posted: Mon May 26, 2008 03:45 pm Post Subject: yes

yes thats correct! one is enough I suppose

Posted: Mon May 26, 2008 04:04 pm Post Subject:

I don't see a doublepost that you are speaking of, if there is, it's because I am enjoying my morning drinking coffee with friends and the wireless network caused a glitch.

Sorry not going to chase you documentation today, maybe tomorrow. Those discounts do not show up on insurance estimates, it showed up on the final invoice of the dealership showing a negotiated discount with their insurance partner.

Funny thing, when you get to audit other shops estimates you get to see all the labor discrepencies, shops that get paid for procedures and materials that are capped.

I am glad you posted that statement about capping being illegal. Insurers like to tell shops , I went to bat for you all the way up the corporate ladder but they will not remove that cap. There is no statutes regarding capping although it could be construed to be fraudulent business practices. Then again it isn't my policy or duty to prove my inrurance company is not paying all of a claim that I am not a party to. That is an issue between the policy holder and their insured if they want to. This is why it is stupid for associations to get legislation passed that even mentions that insurers and collision repairs are tied in any way, it will set a precedent that insurers will abuse as usual. Another thing it will do is codify that a drp relationship is legal whereas now it does not. Another thing that the statute requiring insurers to use all of the estimating guides will do is codify the guides or data bases that are always changing to the detriment of collision repairers.

Those issues will never affect me because my customer is not the insurer. The lobbyists of insurers who have deep deep pockets have managed in other states to so dilute legislation designed to protect consumers and shops that they would have been better off having the legislation stopped before signing. Hopefully Missouri will not follow suit with the misguidence of other state associations that have failed.

I might have used your potty mouth term for "prostituting meaning selling yourself for money" instead of the one you used, if I was in a forum that it was considered appropriate. I thought the forum was a little classier, but you prove that wrong with your vitriolic accusations, venoumous falsehoods directed at me.

I told you guys you should have taken the weekend off, now you'll be back at work tomorrow all wore out from trying to paint me ever the misfit. And I didnt go to your web page til I saw you and T and lakemen and about 3 others had a curiosity that drove them to my web page that has nothing on it, before I went to your page. So quit stalking me Lori, gosh, working yourself into a frazzle trying to find dirt on an honest business man so you can coerce and intimidate.

I have a tape recording of a regional claims manager telling me that he is going to tell all my customers that I will not work from his estimates ssimply because I would not agree to cost shift my final invoice so he would not set a precedence that they would pay for a ligitimate procedure.
Why would I want to fight a huge corporation that would hire people like you to discredit me for being an honest businessmen who believes his customer is the vehicle owner.

I'll scan those docs for you tomorrow or the next day when I get time.

On the matter of paint and materials, many paint companies use an averaging system to price their paint. Not all companies charge more for some than others. I see where one company is going to cut back three stage paint allowance to that of two stage. Another manipulation of our industry. When you can show that shops with agreements can give away paint and materials, they try to force other shops to accept those caps and thresholds because of prevailing practices of shops that continue to prostitute themselves to insurers to remain on the DRP drip or sow's teat.

Posted: Mon May 26, 2008 08:13 pm Post Subject:

Well I had to come to the shop today anyway. A customer that was putting flowers on her mothers grave accidently left the keys in her car and it fell into gear and rolled down an incline. Some of us actually care about our customers and take time to help them. It's not like those bogus insurance ads where he agents go find replacement vehicles or put on scuba gear to pull their insureds belongings out of the pond. While I was here, I decided to respond for what will be the last time addressing the subjects in this and the other thread.


I have given it some thought, I have the documents scanned and have permission from the vehicle owners to share. But if you want to see them come over to my board and display some of the bravado and mistatements about the practices and antics of insurers and their DRP partners. Convince a seasoned group of shop owners and an attorney and some industry leadership that what you say is gospel.

I am weary of playing in your sandbox where you get to make up the rules and moderate. Go fetch me this Mike, prove it to me Mike, you are a liar mike. Just like Jack Nicholson said, "You can't handle the truth". Let's face it. No one is watching this thread but insurance people and some shop owners and it serves little purpose for consumers because the content information is not within the scope of their understanding.

The porn site as you call it at Pro Discussions is not on the shop owner's board. We had a difficult time keeping insurance bad boys and girls from destroying the consumer site with filth. Myself and many others donated money to a software engineer to clean up our board to keep the nefarious types out and it has filters. Some of Lori's potty mouth words would have been filtered out. So don't use that as an excuse to not educate yourself to the truth of the industry.

Come on over if you want to sling some mud and call everyone there liars as well. If you don't it will be your own admission that you can't face reality and the truth. Simply post that you would like to see a copy of the line item discount for parts to me and I will post it there, and many others will contibute.

As far as I am concerned , my participation in this thread is finished, I will take the liberty of speaking directly to consumers in the future and will not respond to the provoked abuse and attacks by the moderater and her ilk. You do not have to register or share your true identity over at ProD. I am sure your employer would not advise you of doing it either if they allow you to post at all. All we are doing here is rehashing information I have already proven to you anyway. Come on over the water's fineeeeeee!

http://www.prodiscussions.com/cgi-bin/pro_discussions.pl

I think I'll spend some time over at Edmunds.com helping people in their claims forum. Its not so heavily loaded with insurer propogandists and has a nice blend of attorneys, experts, shop owners, DV knowledgeable people, salesmen, insurers, etc.

this is too typical and a good read on what kind of a battle people face when dealing with some insurers. Found on the Edmunds site.

www.prine.net/farmers.htm

Posted: Tue May 27, 2008 06:05 am Post Subject:

this is too typical and a good read on what kind of a battle people face when dealing with some insurers. Found on the Edmunds site.

Posted: Wed May 28, 2008 10:40 am Post Subject:

The porn site as you call it at Pro Discussions is not on the shop owner's board.

Some of Lori's potty mouth words would have been filtered out.

I might have used your potty mouth term for "prostituting

Sorry not going to chase you documentation today, maybe tomorrow.

I'll scan those docs for you tomorrow or the next day when I get time

But if you want to see them come over to my board and display some of the bravado and mistatements about the practices and antics of insurers and their DRP partners.

I am weary of playing in your sandbox where you get to make up the rules and moderate.

I have a tape recording of a regional claims manager telling me that he is going to tell all my customers that I will not work from his estimates

On the matter of paint and materials, many paint companies use an averaging system to price their paint. Not all companies charge more for some than others

I see where one company is going to cut back three stage paint allowance to that of two stage. Another manipulation of our industry

Come on over if you want to sling some mud and call everyone there liars as well. If you don't it will be your own admission that you can't face reality and the truth. Simply post that you would like to see a copy of the line item discount for parts to me and I will post it there, and many others will contibute.

Come on over the water's fineeeeeee!

All we are doing here is rehashing information I have already proven to you anyway

Posted: Wed May 28, 2008 01:27 pm Post Subject:

You wouldn't recognize proof if it hit you in the nose. Check out Matrix Paint systems. The last time they hawked that paint line to me, that was the selling point. I haven't the time or inclination to do your fetching. If you read it you would still say it was not true.

You should stay here, You wouldn't last one day on that board, The bs o meter would sniff your lack of knowledge of the collision industry and the true sentiments of your lacky shops that serve only you instead of consumers.

Save your potty mouth for the lunch room exchanges of how you and your cronies get shops to beg you for work and how easy it is to lead them on when they prostitute themselves. You should continue to be an insurance mouthpiece over here, don't bless our board with your virtures, vitriol, and Lorisms. A professed know it all as yourself could learn something from some of the most independent free thinkers in the industry over there, rather than stand on a soap box here and dish out the propoganda that your employers and handlers would have you spew about things you do not seem to have a grasp of. Continue to lambast what you call it lies since you can't disprove otherwise.