| Message |
Author |
|
 Posted: Tue Dec 18, 2007 9:48 pm Post subject: Backdated car insurance: Can it be done? |
|
|
I stumbled across this website and was hoping you guys could clarify this...
I read a lot of car forums and this part was in the legal section of one
| Quote: |
Pulled over without car insurance? No problem!
All states in the United States require that you have auto insurance to operate a vehicle if you're caught without auto insurance you can lose your license for up to 6 months and/or a minimum of a $1000 fine.
There is a way to get out of this though. Depending on the state you live in, you have anywhere from 10-30 days to provide proof of insurance after an incident.
To go your local insurance dealer and ask if they offer Bond Insurance. If they offer Bond insurance, ask them if they'll backdate it for you. This means that they'll give you a card saying that you had insurance for previous months, when you really didn't. Of course, you're going to have to pay for these months. A Bond Insurance is an auto insurance that covers a particular driver with liability on any car that he drives the rates are usually high, but its often cheaper for people with bad driving records because it doesn't cover a particular car.
Once you get your backdated Insurance Card, you're home free. |
Now, can is it possible to backdate car insurance? And if so, how often can it be done?
_________________
Register Now to have your Insurance queries solved. |
|
Markymark
Guest
|
|
| Posted: Tue Dec 18, 2007 10:30 pm Post subject: backdated car insurance can't be done! |
|
|
OH MY GOSH !!! Markymark WHERE DID YOU GET THIS?
It's so full of misinformation I don't know where to start! 
First this is not true..... | Quote: | | All states in the United States require that you have auto insurance to operate a vehicle |
ALL states do not require ''insurance'' some only require financial responsiblity.....one of the ways to prove financial responsiblity is with a bond....but.......bonding requires a lot of financial information and pretty strict underwriting, and time.......(i had to be bonded twice-so I know what I'm talking about at least in the great state of Missouri)....
| Quote: | | If they offer Bond insurance, ask them if they'll backdate it for you |
This is fraud and a felony!!!!!!!!!! I don't know any agent that is a big enough moron to do this! 
| Quote: | | This means that they'll give you a card saying that you had insurance for previous months, when you really didn't. |
OH MY GOSH!!!!!!!!!! AGAIN!!!!!!!!!
| Quote: | | Once you get your backdated Insurance Card, you're home free. |
And you and the agent deserve to go to jail!
Serious what publication did this appear in if you don't mind saying? |
|
Lori
Moderator
Joined: 10 Sep 2007
Posts: 7541
Location: Missouri
172.15 Dollars($)
|
|
| Posted: Wed Dec 19, 2007 2:20 am Post subject: |
|
|
| wow, even the everyday joe would know that this is not right. |
|
dreamer
Senior member
Joined: 13 Dec 2007
Posts: 207
50.09 Dollars($)
|
|
| Posted: Wed Dec 19, 2007 4:12 am Post subject: |
|
|
Ohhh sry, my bad.  I read more into the thread and this was what the guy said. Is it still true?
| Quote: | | I took it for granted that this would go without saying, but I should also include that an Insurance Agent would only issue such a request if it was a typical traffic violation... he wouldnt backdate your insurance if you were in an accident or what not. |
_________________
Register Now to have your Insurance queries solved. |
|
Guest
|
|
| Posted: Wed Dec 19, 2007 5:07 am Post subject: Backdated car insurance policies are illegal |
|
|
I have to say that this is possibly the most ridiculous post I have ever seen in these forums. Anyone who actually believes it should either (1) committed to the asylum for the criminally/terminally stupid, or (2) get what they deserve when the agent/producer who actually committed this patently stupid, and frankly offensive act gets nailed.
This CANNOT LEGALLY BE DONE...ANYWHERE...PERIOD.
Sorry...just had to get in my opinion. Excuse me if this was ranting.
InsTeacher  |
|
InsTeacher
Moderator
Joined: 13 Aug 2007
Posts: 896
Location: Oregon, USA
41.23 Dollars($)
|
|
| Posted: Wed Dec 19, 2007 11:04 am Post subject: |
|
|
| Quote: | | committed to the asylum for the criminally/terminally stupid, |
  love that! Ins teacher!
| Quote: | | an Insurance Agent would only issue such a request if it was a typical traffic violation... he wouldnt backdate your insurance if you were in an accident or what not. |
He'd damn well better not backdate ANYTHING! EVER!
| Quote: | | Excuse me if this was ranting. |
This one is worthy of ranting in my opinion!
I don't know if it's ''true'' meaning if some idiot has/would do this...I do know it's illegal...and if I were an agent and you ask me to do something like this I would immediate contact underwriting and make sure you were never accepted as an insured, or non-renew you (or anyone making such a request) if possible....
OP again I ask you where did you read this? |
|
Lori
Moderator
Joined: 10 Sep 2007
Posts: 7541
Location: Missouri
172.15 Dollars($)
|
|
| Posted: Thu Dec 20, 2007 4:14 am Post subject: |
|
|
This is the forum. It's the first sticky thread. Feel free to reply. You have to subscribe first though! 
This is the website. Tried to link it with your site here but it wouldn't let me post it with the link
carforums.net/forumdisplay.php?f=111
_________________
Register Now to have your Insurance queries solved. |
|
MarkyMark
Guest
|
|
| Posted: Thu Dec 20, 2007 10:43 am Post subject: |
|
|
| oh brother... the guy that posted that garbage (and more) is a 25 year old, car enthuseist...with NO insurance experience that i can see, although he'd a mod on that site, (which is scaring me) and is handing out legal advise all over the place! |
|
Lori
Moderator
Joined: 10 Sep 2007
Posts: 7541
Location: Missouri
172.15 Dollars($)
|
|
| Posted: Mon Jan 05, 2009 8:22 pm Post subject: insurace ticket |
|
|
what if you policy was only out for 1 day and u get pulled over pulling in to ur insurance agnecys office to make a payment and the cop still gives u a ticket 
_________________
Register Now to have your Insurance queries solved. |
|
DAR
Guest
|
|
| Posted: Tue Jan 06, 2009 12:02 pm Post subject: |
|
|
That cop is a jerk or having a bad day and taking it out on you!
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
|
Lori
Moderator
Joined: 10 Sep 2007
Posts: 7541
Location: Missouri
172.15 Dollars($)
|
|
