by Guest » Wed Apr 30, 2008 11:36 pm
I was riding my motorcycle without insurance (long story - not so interesting) and was hit by a car. The car driver's carrier has admitted fault; however, they are claiming that I am not entitled to pursue a claim because I did not have an active insurance policy on my bike.
I live in California.
I cannot imagine that I am barred from filing a claim for personal injury because my own insurance wasn't in order.
Any advice would be appreciated.
I live in California.
I cannot imagine that I am barred from filing a claim for personal injury because my own insurance wasn't in order.
Any advice would be appreciated.
Posted: Sat May 03, 2008 02:13 am Post Subject: accident
Forgive me if I seem alittle 'stupid' in this matter. But........if you ARE uninsured ( reguardless you are driving a motorcycle or a car isn't the accident AUTOMATICALLY your fault? Which, of course, you would have 'no coverage' for the injuries out upon the other people whom you had hurt.
Posted: Sat May 03, 2008 02:25 am Post Subject:
But........if you ARE uninsured ( reguardless you are driving a motorcycle or a car isn't the accident AUTOMATICALLY your fault?
Of course not.Your stopped a a light and I run into th back of you because I'm drunk and talking on my cell phone. Should you have to pay be for the damage I caused to my car because you don't have insurance?
Posted: Sat May 03, 2008 02:43 am Post Subject: insurance
OHHHHHHHH...I catcha!! Yep...makes sense. ok..pretty clear. It's a 'tangled web' in a way. 1) The Uninsured and the 2) DUI...boy!1 Insurance can get 'complex' at times.
Posted: Sat May 03, 2008 10:15 am Post Subject:
Lori,
Fred, the way I read it (non-economical asside)...if the party is uninsured that is banned from anything other than economical, then it HAS to be third party right? If you don't have insurance and therefore cannot claim against your own policy, then the other (at fault) party is the only insurance you could possibly claim against right? then it would have to be third party...or am I missing something?I've read it over and over and its still giving me mixed signals. Being that it appears to only restrict *non-economic* losses. So, ... I'm not sure, and that's why I ask
Posted: Sat May 03, 2008 01:49 pm Post Subject:
.
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Lori,
Its amazing how a good nights Sleep and a couple cups of Coffee can have such an positive effect on one's cognitive abilities.
Sooooo, as Rosanna Anna Danna (SNL fame) would say........ Never Mind.
FK
Posted: Sun May 04, 2008 11:00 am Post Subject:
:wink: been there Fred...no worries! :D (and my favorite from her, ''It's alllllllllwaaaaaaays somethin!")
Posted: Fri Jun 03, 2011 01:35 pm Post Subject: ucNbLMnSISUwyQnep
California um.. Outstanding :)
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