Posted: Tue May 20, 2008 9:23 pm Post subject: loss of use
My girlfriend got in a wreck. It was not her fault. Her car was in the repair shop for 2 weeks, so I had to take her back and fourth to work in my vehicle. Will the insurance company give me money? Or will they just give her money? _________________ Register Now to have your Insurance queries solved.
She should of called the other persons insurance company and they would of paid for a rental. Its prolly too late now. _________________ Ramiz A. Hakim
Independent Insurance Broker
5697 Charlesgate Rd.
Huber Heights, OH 45424
866.497.4014 Office
206.203.4602 Fax
When you say "the insurance company", whose company are you refering to.
The other carrier should pay your friend Loss of Use. _She_ is the one who loss the use of her vehicle... not you. If you expenct compensation, you should look to your friend, not the insurance company.
I believe that also. They should have provided her with a rental after the accident. I don't know if she can claim it as an out-of-oacket expense,meaning.... If she paid you to take her places she could MAYBE seek reimbursement. I am truly not even sure if she can do this especially if the offered her a temp vehicle.
Posted: Wed May 21, 2008 11:15 am Post subject: accident
They they offer your friend a rent-a-car, ADAM? I have my vehicle fianced through a finance company. I was in an accident last year. The 'full coverage' I had covered the damamges to my vehicle, but, my policy din't cover a rent-a-car. I agree with everyone above.....i think it IS too late to claim 'money back' with this.
It's not too late. Loss of Use exist even if an expense was not incurred for alternate transportation. Think about the term itself... Loss of Use. It's compensation for the inconvenience of not being able to use the vehicle. This is a valid loss.
I should have been more specific. My girlfriend is 17 and cannot get a rental car. The insurance company that I am refering to is the other carrier, not hers.
Now if she was able to rent a car then that insurance company would have paid the cost for the rental car to the company that rented the car to her. So instead they should pay me for letting her use my vehicle. right? _________________ Register Now to have your Insurance queries solved.
Yes, yes, yes. What the other carrier owes is 'Loss of Use'. The can base what this worth on the exact cost of a rental if one is obtained (which makes sense) but they owe it even if a rental was not obtained. She had some type of hardship in that she could not use her vehicle and she can be compensated for this.
Again, no they should not pay you as you did not suffer the loss. They should simply pay your girlfriend and settle with her. If she wants to then pay you, that is between you and her.
