by Guest » Sat Mar 29, 2008 05:47 am
a man driving his mothers car with his mothers insurance slammed into the rear of my car (insured with my insurance) and now my insurance has to pay for my car repairs because his insurance has a policy problem. The policy problem is he was " an uninsured driver"
Posted: Sat Mar 29, 2008 04:08 am Post Subject:
I was stopped in traffic, a man,driving his mothers van on his mothers insurance, was not looking where he was going and slammed into the rear of my car. My car has substantial damage to the rear and quarter panel on the drivers side. My car is not drivable. However, the at fault driver is still driving the same van with the same Mamma's insurance. Their insurance has a policy problem because the at fault driver won't call in to 'fess up. In the meantime MY insurance co. has to pay for the damages to my mangled car until (IF) the at fault driver finally steps up and claims responsibility. It seems he was not on the policy.
Posted: Sat Mar 29, 2008 06:56 am Post Subject:
Hey!
Their insurance has a policy problem because the at fault driver won't call in to 'fess up.
Why on Earth would someone be so courteous!!
I guess...the answer to this question is quite known-
It seems he was not on the policy.
good luck!
Tweety_turner
Posted: Sat Mar 29, 2008 10:44 am Post Subject:
Good morning frustratedandinnocent and wrongedinFL, you are the same person/problem/question correct? If you are two separate posters with two separate questions tell me so I can split one to another thread please..
Well let's see here...I understand there may be a problem with his mom's policy, but these two don't make sense...
The policy problem is he was " an uninsured driver"
If he was driving her vehicle with her permission there should be coverage UNLESS he is an 'excluded' driver...EXACTLY what did the carrier say? Have they denied the claim, or are they still investigating it?
at fault driver won't call in to 'fess up
What do you mean fess up? That he was driving? That he rearended you? What? Wasn't there a police report? Please explain this in more detail and I'm sure we will be able to provide you with the information or assistance you want...It seems he was not on the policy.
He wouldn't necessarily have to be listed on the policy for there to be coverage provided to him...again UNLESS he is ''excluded''... again, please provide us with more information.Add your comment