Driving mother's car..

Message Author
ampm-bookmark
delicious-small Add to delicious
yahoomyweb-small Add to YahooMyWeb
blinklist-small Add to BlinkList
PostPosted: Sat Mar 29, 2008 3:48 am   Post subject: Driving mother's car..  

a man driving his mothers car with his mothers insurance slammed into the rear of my car (insured with my insurance) and now my insurance has to pay for my car repairs because his insurance has a policy problem. The policy problem is he was " an uninsured driver"


_________________
Register Now to have your Insurance queries solved.
frustratedandinnocent
Guest







PostPosted: Sat Mar 29, 2008 4:08 am   Post subject:   

I was stopped in traffic, a man,driving his mothers van on his mothers insurance, was not looking where he was going and slammed into the rear of my car. My car has substantial damage to the rear and quarter panel on the drivers side. My car is not drivable. However, the at fault driver is still driving the same van with the same Mamma's insurance. Their insurance has a policy problem because the at fault driver won't call in to 'fess up. In the meantime MY insurance co. has to pay for the damages to my mangled car until (IF) the at fault driver finally steps up and claims responsibility. It seems he was not on the policy.


_________________
Register Now to have your Insurance queries solved.
wrongedinFL
Guest







PostPosted: Sat Mar 29, 2008 6:56 am   Post subject:   

Hey!

Quote:
Their insurance has a policy problem because the at fault driver won't call in to 'fess up.


Why on Earth would someone be so courteous!!

I guess...the answer to this question is quite known-

Quote:
It seems he was not on the policy.


good luck!

Tweety_turner

_________________
Register Now to have your Insurance queries solved.
Tweety_turner
Guest







PostPosted: Sat Mar 29, 2008 10:44 am   Post subject:   

Good morning frustratedandinnocent and wrongedinFL, you are the same person/problem/question correct? If you are two separate posters with two separate questions tell me so I can split one to another thread please..



Well let's see here...I understand there may be a problem with his mom's policy, but these two don't make sense...

Quote:
The policy problem is he was " an uninsured driver"
If he was driving her vehicle with her permission there should be coverage UNLESS he is an 'excluded' driver...

EXACTLY what did the carrier say? Have they denied the claim, or are they still investigating it?
Quote:
at fault driver won't call in to 'fess up
What do you mean fess up? That he was driving? That he rearended you? What? Wasn't there a police report? Please explain this in more detail and I'm sure we will be able to provide you with the information or assistance you want...

Quote:
It seems he was not on the policy.
He wouldn't necessarily have to be listed on the policy for there to be coverage provided to him...again UNLESS he is ''excluded''... again, please provide us with more information.


_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.93 Dollars($)

Quick Reply
Your Name
Subject
Message body
All times are GMT
Page 1 of 1


Get a Quote
Ask Community Experts

flash plugin

Quick Links

Must See

Community

Hot topics in forums

Latest in blogs

AmPmInsure on Facebook



Page loaded in 0.208 seconds.