Maximum time limit of filing a claim ??

Posted: Wed Apr 23, 2008 09:42 am Post Subject:

I believe it has to be 24 hours if it is an accident wherein someone has been injured or killed, otherwise the case becomes state-specific. See, if senior members have to differ in opinions. :)

Posted: Wed Apr 23, 2008 12:09 pm Post Subject:

All auto policys that I have seen say you must ''promptly'' report all accidents (whether at fault or not, private or public roads doesn't matter) however, having said that I have only seen one denied for failure to promptly report in 20 plus years...call today!

Posted: Wed Apr 23, 2008 11:31 pm Post Subject:

You should always report accidents as soon as they happen for your own protection. I personally can't see waiting past 24 hours unless really injured or hospitolized. That old addage applies here..the sooner,the better.

Posted: Mon Jul 11, 2011 04:39 am Post Subject:

my car was considered totaled by state farm (my insurer) and i was given 3 options . I did not want to give up my car and was told to put it in writing (which I never did) . I have since been convinced to take the option of accepting a lesser amount and keeping it for salvage and not driving it for 6-8 months. The accident happened about 9 months ago. can I restart the claim since I did not initiate it in the first place

Posted: Tue Jul 12, 2011 04:14 pm Post Subject:

Contact State Farm and discuss the matter with them. How did they get involved in the first place if you did not make a claim?

Posted: Tue Jul 19, 2011 01:41 am Post Subject:

To purchase maximum fitting claim you try to ask for your problem to your insurance agent. he will provide perfect solution to you .

Posted: Mon Nov 28, 2011 12:54 am Post Subject: car accident

had car accident 11-21-2011 went to my dr. 11-23-2011 have follow up 11-29-2011 my back is bothering me much more than i expected. all i want is for the insurance to take care of my medical and the time i have to be off work. if things dont go the way i want is it a time limit to get a lawyer

Posted: Mon Nov 28, 2011 09:29 am Post Subject:

Less than a week after the collision and you want to get a lawyer? Get a psychiatrist instead, because your thinking is nuts.

Don't assume that you will have to fight the insurance company over your claim. What you are asking for -- medical expenses and lost wages -- are known as SPECIAL (or specific) DAMAGES, and if you were not at fault for the collision in any way, you are entitled to have those damages paid for. You simply have to "prove" your loss -- copies of medical bills/receipts, receipts for medications, and pay records is usually all that's needed.

If you involve an attorney, you will LOSE 30% to 40% of what you can collect on your own. The psychiatrist will be far less expensive.

It will not be time to seek an attorney until you and the insurance company come to an agreement that you cannot agree on a proper settlement. Then, and only then, might an attorney be of some assistance, but probably little value.

You have a sore back. It will probably get worse before it gets better. But from the words you have posted, you don't appear to have any permanent disability or disfigurement that could be subject to interpretation when it comes to attaching any sort of value to it. Those things are known as GENERAL DAMAGES, and they sometimes requires a judge and jury or an arbitrator to determine the value.

Posted: Wed Jan 25, 2012 12:57 pm Post Subject:

Time limit for claims after a accident faced by you will depend on your age, for some of the people the time limit extends to even 2 years, check on your policy papers to get information on the lapsing time.

Posted: Wed Jan 25, 2012 03:16 pm Post Subject:

How does age of the insured matter as far as the time limit on filing a claim goes? Its 2 years in general. It may vary from state to state as dictated by the Statute of Limitations.