| Message |
Author |
|
 Posted: Mon Mar 03, 2008 5:56 pm Post subject: Retraining after auto accident? |
|
|
| If you are in an auto accident that wasn't your fault is it possible for the other company to pay for any type of retraining? I have been diagnosed with RSD following a car accident. I worked for a greenhouse that requires a lot of heavy lifting and physical tasks involving using my injured hand (it was my dominant one.) so if I would have to take a lower paying job at this same place or the job is too difficult where does that leave me? |
|
fireyone
Senior member
Joined: 07 Jan 2008
Posts: 1993
2.31 Dollars($)
|
|
| Posted: Mon Mar 03, 2008 6:38 pm Post subject: |
|
|
| Great question, glad to see that you have come and posted it as its own thread, I want to see what the adjusters have to say on this one. I needed to put a post here, so that it would go under my discussions. thanks for posting this fireyone. |
|
erb1953
Senior member
Joined: 30 Dec 2007
Posts: 250
1.28 Dollars($)
|
|
| Posted: Mon Mar 03, 2008 6:47 pm Post subject: |
|
|
Excuse me, but what is "RSD"?
_________________
"The good you do today may be forgotten tomorrow. Do good anyway."
— Mother Teresa |
|
InsuranceMaze
Community Contributor
Joined: 16 Oct 2007
Posts: 586
24.01 Dollars($)
|
|
| Posted: Tue Mar 04, 2008 9:19 am Post subject: |
|
|
| Quote: | | I have been diagnosed with RSD following a car accident. |
You haven't mentioned whether the accident has caused you the pain or not. At times multiple reasons may attribute towards the RSD. The reason behind the suffering needs to be identified. The insurer is liable to pay for the damages caused by their insured. By the way, RSD is Reflex Sympathetic Dystrophy Syndrome. 
The insurer will cover the loss of income, though I'm not sure whether or not they'll cover the cost of retraining. It may depend upon the insurer.
_________________
Register Now to have your Insurance queries solved. |
|
lowerwage
Guest
|
|
| Posted: Tue Mar 04, 2008 10:52 am Post subject: |
|
|
| Yes believe me I know all about RSD,since the accident. I never had a problem before the accident. My damages to my arm are caused by the airbag. When I relized the lady was going to hit me I put up my arm to block it from hitting my face bacause I had contacts. I was worried that my eyes would swell and I wouldn't be able to get them back out. I have seen people who got hit by those things. Anyway I went through all the motions...physical therapy, testing and so on. After a couple months the swelling still didn't go down and it always still looked bruised. I was sent to different doctors to and they confirmed my own personal doc's diagnosis...RSD, due to auto accident. |
|
fireyone
Senior member
Joined: 07 Jan 2008
Posts: 1993
2.31 Dollars($)
|
|
| Posted: Tue Mar 04, 2008 1:58 pm Post subject: |
|
|
I think you probably have a good arguement for some type of occupational therapy I'd start with my doctor and see if he will 'order' it . more than likely there would be an evalutation done then a recommendation, I'd discuss it with my adjuster after the doctors agrees it is warranted.
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
|
Lori
Moderator
Joined: 10 Sep 2007
Posts: 8173
Location: Missouri
287.90 Dollars($)
|
|
| Posted: Tue Mar 04, 2008 7:05 pm Post subject: |
|
|
| Lori, do you think that retraining is an option? Do you ever see this happen when it would be difficult for someone to pursue their current work? I am following this post and wondering if this is an option. I was happy to see fireyone post this as an individual post on its own. |
|
erb1953
Senior member
Joined: 30 Dec 2007
Posts: 250
1.28 Dollars($)
|
|
| Posted: Tue Mar 04, 2008 8:50 pm Post subject: |
|
|
| What is occupational therapy exactly? Sorry I never even heard of it but I am definately interested in finding out more. At the end of last year my doc already mentioned if the results showed RSD ,with my line of work ,that I should think about a change. I put it aside in my head for a couple reasons...1, I didn't want to except that it wasn't fixable...2. I wanted more tests so I knew without a doubt that it was truly RSD and not being just written off as that. |
|
fireyone
Senior member
Joined: 07 Jan 2008
Posts: 1993
2.31 Dollars($)
|
|
| Posted: Wed Mar 05, 2008 12:35 am Post subject: |
|
|
| Quote: | | Lori, do you think that retraining is an option? Do you ever see this happen when it would be difficult for someone to pursue their current work? |
Oh yes I've seen occupational therapy paid several time...for instance if someone gets their fingers severely injured and maybe they were a transcriptionist for example and can no longer preform that function...there are occupational therapist that assist the patient in either re-training or finding an occupation that they CAN now do with their limited function.
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
|
Lori
Moderator
Joined: 10 Sep 2007
Posts: 8173
Location: Missouri
287.90 Dollars($)
|
|
| Posted: Wed Mar 05, 2008 10:56 am Post subject: |
|
|
| It is really nice to hear that occupational therapy is offered. That is one of my major cocerns in my situation. I want to go back to work when the greenhouse reopens in a month or so to test the waters and see exactly how much and just what all I can do. I'm not one to not work and hope that it is possible. If I go back and it doesn't work out for me will it hurt my case in any way? |
|
fireyone
Senior member
Joined: 07 Jan 2008
Posts: 1993
2.31 Dollars($)
|
|
| Posted: Wed Mar 05, 2008 11:09 am Post subject: |
|
|
I wouldn't think so in fact I'd think the opposite...If you give it a good try, and you just cannot do it anymore....make sure however that you are documenting all these things with a doc! Very important, the doc is the one that needs to say you cannot do this type of work....(should that unfortunately be the case). So in other words if you find you are having trouble get right back to the doc immediately.
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
|
Lori
Moderator
Joined: 10 Sep 2007
Posts: 8173
Location: Missouri
287.90 Dollars($)
|
|
| Posted: Wed Mar 05, 2008 11:21 am Post subject: |
|
|
| This sure gives my mood a boost! I am definately going to give it a try. I really like my job and hope it truly does work out. I see some problems arising though. One of their highest paying jobs in the company is planting which requires you to be fast and it always reqires alot of use of my right arm. How many trays you plant an hour is how your income is figured. Before I left I was m,aking upwards of $25 an hour. Just doing the normal tasks around here puts my arm up on the pain level scale. I just want to try and see if maybe I can do well with my left, even if I get near that level of pay. I've been practicing using it all winter doing different tasks. If my doc referred my case over to a pain clinic , who do I document it with...my family doc who referred the case or the doc at the pain clinic? |
|
fireyone
Senior member
Joined: 07 Jan 2008
Posts: 1993
2.31 Dollars($)
|
|
| Posted: Thu Mar 06, 2008 1:07 pm Post subject: |
|
|
I would think whomever is your supervising doc...probably your primary care doc, and then of course let the adjuster know, as things/treatment changes...wow 25 bucks an hour to plant? that's terrific! hope you can train that left arm to be as fast as your right one!
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
|
Lori
Moderator
Joined: 10 Sep 2007
Posts: 8173
Location: Missouri
287.90 Dollars($)
|
|
| Posted: Thu Mar 06, 2008 7:15 pm Post subject: |
|
|
| Yes I know that pay is really awesome. That is why I am sooo concerned about my job. This was something that paid well plus I enjoyed so much. I was actually helping to manage the greenhouse as well but since I was off so long they trained someone to take my place. Not sure if getting that position back is possible but my co workers and boss are really good people so I figure I will tackle the issue when I go back and see what I could do. Thanks for your help on this one. |
|
fireyone
Senior member
Joined: 07 Jan 2008
Posts: 1993
2.31 Dollars($)
|
|
