Geico increases my premium with unacceptable reason.....

by Guest » Sun Feb 08, 2009 04:49 pm
Guest

Geico surchages me addtional $110 on Feb. 6th, 2009 right after my renewal for Feb 1st--Aug 1st. I called the customer service and they explained that "it seems that an error happened on their part that the system didn't generate the correct premium before my purchase, and now with the additional $110 charge is the correct premium". The reason of my surcharge is I just my driver license last year. But I had already provided all my information before my purchase. Why didn't they inform me before my renewal? I am asking the cancel this bill right now. But it seems very hard. They told me they have the right the change my premium.... :?: :evil:

Total Comments: 6

Posted: Sun Feb 08, 2009 04:52 pm Post Subject:

Sorry, I omitted a word. The reason of my surcharge is I just got my driver license last July.

Posted: Sun Feb 08, 2009 09:31 pm Post Subject:

I'm with you something doesn't smell right...if i were you i would contact your states dept of insurance and file a complaint, all states have dept. of ins websites....

Posted: Mon Feb 09, 2009 06:54 am Post Subject:

Didn't quite get this one-

They told me they have the right the change my premium....


I do believe that they should have come to an agreement with you prior to such premium-alterations.
Another thing I'd suggest is that you should go through whatever is mentioned in the papers regarding your policy renewal. Also, you should know more about your State insurance guidelines.

Posted: Mon Feb 09, 2009 10:41 am Post Subject:

The do have the right to increase your premium if it's an across the board increase (everyones goes up)..but they cannot increase it until renewals.

Posted: Mon Feb 09, 2009 02:06 pm Post Subject:

Lori, If you just get your license is your rates higher if you are over 25? I know when you are younger insurance is a lot more expensive. I was wondering if age comes into play when determining the amount on a policy. I did not get mine until 24 and my hubby added me on somehow and the rates stayed the same.

Posted: Mon Feb 09, 2009 02:33 pm Post Subject:

Lori, If you just get your license is your rates higher if you are over 25?

sure inexperience is inexperience however I can't imagine it would be nearly as high as say a 16 yr old.

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