Life Insurance v/s Mutual Funds v/s Shares. Which one is the

by lucio.ferrao » Sun Nov 04, 2007 06:57 pm

Life Insurance or Mutual Funds or Shares. Which one is the best ?
Where could we earn Fast money in the most effective way ?

Total Comments: 18

Posted: Thu May 21, 2009 11:05 am Post Subject:

questions in comparision with life insurance and mutual fund



Yeah, but we can't see its coming. :(

Have you clicked the submit button before completing the question?

Posted: Tue Nov 10, 2009 07:26 am Post Subject: INSURANCE VS MUTUAL FUND

WHICH ONE IS BEST FOR ME TO INVEST MY MONEY IN SHORT AND LONG TIME INSURANCE OR MUTUAL FUND

Posted: Tue Nov 17, 2009 09:37 pm Post Subject:

There's no single right answer when it coes to investing. Life insurance is a fairly safe option, but typically shares have the most rapid gains and falls.

If you're young and can afford to face a few setbacks over ttime, shares and aggressive mutual funds are a good way to go, but diversification is important - plenty of investors were crippled whent he bottom fell out of the property and mortgage backed securities industries recently.

Posted: Wed Nov 10, 2010 05:06 pm Post Subject:

why an insurance agent will do mutual fund business

Posted: Wed Nov 10, 2010 09:21 pm Post Subject:

If the insurance agent is securities licensed, mutual funds are often a recommendation as a savings vehicle instead of an insurance policy.
Having a mutual fund account will not cover the future loss of income of a deceased person. Life insurance is not intended to cover the future investment gains of a deceased person, but is intended to cover the income they do not leave behind to their survivors.

The two products are distinctly different. Insurance covers specific losses, such as death. Some life insurance policies include a cash accumulation as a savings component. The rate of return on some policies can be rather low, and mutual funds offer potentially greater returns -- but they also expose the investor to risk of loss that some insurance policies with a savings component would not.

And there are other forms of cash value insurance with greater levels of risk that can offer greater rates of return, some with the risk of loss also. Each product is unique.

So in recommending either cash value savings in life insurance, or mutual fund savings, the agent/registered representative has to determine what is SUITABLE for the client and show the client what it available and allow the client to determine which product or combination of products is right for their situation at the moment.

Posted: Thu Apr 28, 2011 06:48 am Post Subject: Life Insurance v/s Mutual Funds v/s Shares. Which one is the

This post is great. Information about Life Insurance v/s Mutual Funds v/s Shares are at one place. Thanks for giving more information at one place.

Posted: Mon May 02, 2011 06:40 am Post Subject:

SPAMMER ALERT -- SPAMMER ALERT!!

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