Hello, i am a new independant PC agent, and I know there are

I have over 10 years of autosales experience, so I do have people to call upon, howerever I am in the substandard market an most of my auto clientale was standard. My wife has been a P&C agent for 11 years and we started this agency for her last year. She has a good clientale base, but a lot of her business comes from dealerships, and thats not the model i want to follow