by Floyd Little » Tue Apr 27, 2010 03:56 am
Hello everyone, I'm new here and looking for help!
My wife was hit by a car going 5 MPH in a crosswalk. The other persons Insurance wants to pay Med bills of 11,300.00 and give my wife 1,700.00 for her pain and loss wages and mileage. Please help, what should be the right amount? I'm thinking of taking it to court.
My wife was hit by a car going 5 MPH in a crosswalk. The other persons Insurance wants to pay Med bills of 11,300.00 and give my wife 1,700.00 for her pain and loss wages and mileage. Please help, what should be the right amount? I'm thinking of taking it to court.
Posted: Tue Apr 27, 2010 11:23 am Post Subject:
Does the settlement amount cover the med bills and her lost wages? Do you know if the amount was the max of the at fault person's coverage?
Posted: Tue Apr 27, 2010 01:24 pm Post Subject: Insurance Issue
Yes the amount does cover med bills so they say and only giving my wife 1,700.00 for her pain and suffering. I just found out from my wife last night that she requested more for her pain and suffering and they said the final offer would be 16,000.00 with the med bills being 11300.00 I don't know the Max coverage but I still don't feel the amount is worth all the pain and suffering back and forth to dr's and therapy time off work and so on. Should I take this to court or will the Lawyer take most of the money? I live in Arizona, thank you for your response!
Posted: Tue Apr 27, 2010 02:08 pm Post Subject:
Should I take this to court or will the Lawyer take most of the money?
Lawyer will take 33% of the settlement.
Posted: Tue Apr 27, 2010 03:07 pm Post Subject:
Any other help would be greatful, thanks in advance. I would just like some information that would help with this issue. Is the payout to be close to what the Med bills came out to? I'm just in the dark in all this, wife thinks we should of just went with a lawyer.
Posted: Wed Apr 28, 2010 06:43 am Post Subject:
It is absolutely free to consult with a lawyer. I suggest you get some references and consult with a few.
The insurance company handles thousands of negotiations. How many have you been involved in? Already they have almost tripled their pain and suffering offer and you still don't have any idea if they are in the right ballpark or not.
It sounds like you already know this, but just to solidify it in your mind: you are way out of your league on this. Consult a lawyer.
Disclaimer: I am not involved in the business of insurance or law.
Good luck to you and let us know how it goes!
-Dave
Posted: Wed Apr 28, 2010 06:45 am Post Subject:
Whoops... sorry, I wasn't logged in for that last reply. Here it is again:
It is absolutely free to consult with a lawyer. I suggest you get some references and consult with a few.
The insurance company handles thousands of negotiations. How many have you been involved in? Already they have almost tripled their pain and suffering offer and you still don't have any idea if they are in the right ballpark or not.
It sounds like you already know this, but just to solidify it in your mind: you are way out of your league on this. Consult a lawyer.
Disclaimer: I am not involved in the business of insurance or law.
Good luck to you and let us know how it goes!
-Dave
Posted: Thu Apr 29, 2010 04:56 am Post Subject:
Thanks, but this is why I came to this website-for help I thought, anyway.
Posted: Fri Apr 30, 2010 04:19 am Post Subject:
So advice to consult a few attorneys -- at no cost to you -- who will look at the specifics of your case and tell you what they think is not helpful?
Sorry I couldn't be of more help, but no one can give you a dollar amount, if that's what you are looking for.
Good luck to you.
-Dave
Posted: Fri Apr 30, 2010 06:37 am Post Subject:
Thanks Dave, I will do.
Posted: Fri Apr 30, 2010 06:46 am Post Subject:
There is _no_ way to know what amount they should be offering as you've not even mentioned what the injuries were or the treatment. All of this, and more, needs to be considered to even get in the right area of an offer. We also don't know the details of the accident or what liability laws apply in the state.
Attorneys are going to tell you what you want to hear. They are also not going to do much, other then tell you they can "help" unless you sign on the dotted line. Despite what you might hear, attorneys _don't_ work for free. Sure they will talk to you... and tell you how good they are but they tend not to give advice unless you commit to giving them 33% of your settlement.
With no information given I can tell you that the amount of the offer does sound low. But as far as I know your wifes injuries are extremely minor and she had the best diagnostic treatment available.
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