Does collision insurance cover hitting a fence post?

by Guest » Tue May 31, 2011 12:28 am
Guest

If I hit a fence post, will collision insurace cover the damage?

Total Comments: 1

Posted: Tue May 31, 2011 02:03 pm Post Subject:

Yes, assuming you did not hit it intentionally, and you are talking about damage to your car. Collision will pay the amount exceeding your deductible, up to the actual cash value of your car..

This will be considered an at fault accident, and could increase the cost of your auto insurance significantly.

If this happened to you, you may want to pay for the damage out of pocket instead of filing a claim. You can consult your agent to find out how an at fault accident would impact your rates, and if you should file a claim. It is not unusual to see an increase of 30% to 40%.

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