by Guest » Fri Sep 23, 2011 06:25 am
A minor leak issue is turning into a huge expense -it's not just a question of opening the dry wall and drying, we now have to take out and replace cabinets, granite counter tops. It's turning very expensive. So we're going to have to submit to the insurance company.
Anything we need to be aware of before doing so?
The contractors believe that our minor leak is actually a slow leak that has been around for a long time that's why the extensive damage. Thanks
Anything we need to be aware of before doing so?
The contractors believe that our minor leak is actually a slow leak that has been around for a long time that's why the extensive damage. Thanks
Posted: Fri Sep 23, 2011 07:27 am Post Subject:
You mentioned that it’s a slow leak that’s been there for long and you did know there’s a leak, no matter how minor. Your insurer might reason it as neglect on your part and deny your claim.
Try reading your policy properly to know your coverage before making any claims as only trying to know about it from your insurer may have adverse effect on your policy.
If the insurer finds out or thinks you can be consistently ignorant about leakage in your house, it may even cancel your coverage for water damage or hike the premium rates.
So, understand your coverage first before filing any claim.
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