Would they consider my DI needs ?

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PostPosted: Wed Mar 22, 2006 10:00 am   Post subject: Would they consider my DI needs ?  

Friends !

I have turned 58 and working as a VP of an organization aimed at helping the district schools find teachers in the vicinity of NJ. I have maintained a pretty good health even though I had been a chain smoker. Its been quite sometime, that I have triumphed over a problematic liver disease.

I am confident now but still inviting your advice, since I wanna have a personal disability coverage.


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PostPosted: Thu Mar 23, 2006 7:36 am   Post subject: With residual  


Its always better that you opt for a policy through your employer since it would also cover the residual and partial claims. I find your occupation a suitable one to apply for an individual DI. But the amount that you're expecting per month for your coverage would need you to earn at least 60k a year and make sure that you don't have any group LTD activated at present.

I think at this age you should look for your own occupation policy with residual.



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