How do I become certified self-insured for Texas workers ?

Submitted by Anonymous (not verified) on Sat, 06/10/2006 - 05:27

my business is based in Texas. What should I do, in order to become Certified Self-Insured by the Texas Department of Insurance, Division of Workers' Compensation?

Posted: 10 Jun 2006 05:47 Post Subject: Get your certification soon !

hey there !
You'd need to offer a proof which states clearly, that you have a sum of unaltered workmen's compensation insurance premium amounting to $500,000 at least. Apart from that you need to prepare a plan for claims administration by a qualified claims servicing contractor and illustrate the maintenance and effectiveness of a safety program associated with each of the business locations. Both of these are to be submitted to the Texas Insurance Department in order to be eligible for such a certification. regards.

Posted: 10 Jun 2006 07:27 Post Subject:

Friends..I am a jovial employer who sometimes gets trapped. Hence I have a simple question to ask…under what circumstances would a workplace incident causing injury to one of my employees be considered as not payable according to my workers' compensation policy?
waiting for your responses..

Posted: 10 Jun 2006 08:15 Post Subject: Some conditions under which its not payable

Let me explain some conditions to you under which it would be considered as unpayable.
Suppose your employee is drunk or he has intentionally caused harm to his body or consciously hurt another person. It may also good when someone else hurts your employee deliberately. Sometimes it may so happen that your employee had been to a social gathering or an event which does not fall within his official duties. Under such circumstances if he gets injured he won't be granted a reimbursement. Even if he later on comes up to defend these injuries citing examples of some supernatural occurrence his injury won't be considered as payable.
thanks for consulting our community.

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