Floor got damaged

Message

Author

Posted: Thu Oct 20, 2005 10:00 am Post subject: Floor got damaged

From few days we are facing the problem with the shower; we lost the water pressure in the shower. Due to this problem the floors are getting damaged. I have $1000 deductible. Should I inform this to my carrier for repair? _________________ Register Now to have your Insurance queries solved.

leptosim

Guest

Posted: Fri Oct 21, 2005 2:42 am Post subject: damaged floor

You should give a good read to your policy first. Determine whether the water damage is covered. You damage will be covered if you report as soon as possible. Also remember many policies don't cover it if the damage is determined by the company for over a long period of time. _________________ Register Now to have your Insurance queries solved.

jonathan

Guest

Posted: Thu Jun 11, 2009 11:25 am Post subject:

That happened to us, so I contacted a company that repair and puts in floors and they removed everything down to the floor boards. They even replaced a few of the floor boards too. I also had mold on the walls, so it had to be painted too. Luckly the sheet rock did not have to be replaced. Anyway I had this problem in 1 bedroom, a closet and the ajoining bathroom. This is one time when you will need them also water damage experts Link removed as per the TOS

jdizon

New member

Joined: 11 Jun 2009
Posts: 1

1.40 Dollars($)

Posted: Thu Jun 11, 2009 12:09 pm Post subject:

Hi jdizon,

Quote:

That happened to us, so I contacted a company that repair and puts in floors and they removed everything down to the floor boards.

Did you only have to get things painted? Or is it that you needed to get things made all over again?

Steven

steven

Senior member

Joined: 02 Feb 2006
Posts: 1553

215.65 Dollars($)

Posted: Thu Jun 11, 2009 12:33 pm Post subject:

The first step is to get a licensed contractor or company to give you an estimate (you may want to get a few estimates). You will need the estimate whether your insurance company pays or not. The next step is to read your policy and see if this is going to be covered. Even if it is going to be covered, remember that a claim can make your premiums go up. You have a $1000 deductible, so if the repairs are only a couple thousand...you may be better off paying completely out of pocket. Good luck with the repairs!