Short term disability insurance for maternity leave

Message Author
ampm-bookmark
delicious-small Add to delicious
yahoomyweb-small Add to YahooMyWeb
blinklist-small Add to BlinkList
PostPosted: Thu Sep 16, 2010 8:47 am   Post subject: Short term disability insurance for maternity leave  

We're planning our finances before we expand our family. It will be great if we can get the maternity leave covered through some form of insurance. We've been suggested to go for STD insurance. Does it really cover a maternity leave? What are the benefits?


_________________
Register Now to have your Insurance queries solved.
bluedreamer21
Guest







PostPosted: Thu Sep 16, 2010 4:37 pm   Post subject:   

It might. Or it might be excluded. You have to read the coverage and exclusions in the contract to know for sure. Don't rely on the words of the agent alone. Some have been known to say, "Sure, everything is covered," in order to close the sale. Few policies of any type are ever that broad.



_________________

CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
Forum Expert
Leave a quick message

MaxHerr
Forum Expert

Joined: 29 Nov 2009
Posts: 7888

Location: Pomona CA
107.50 Dollars($)

PostPosted: Sat Sep 25, 2010 11:27 am   Post subject:   

Hi Max, thanks for your response. You're quite right in figuring out the way my agent described it to me. I do usually rush through paperworks, but this time I'll be more careful.


_________________
Register Now to have your Insurance queries solved.
bluedreamer21
Guest







PostPosted: Sat Sep 25, 2010 12:18 pm   Post subject:   

Yeah, some states mandate insurance through your payroll deductions, others don't. You may consult your HR people regarding such short-term disability offers. Remember, that it provides for whole or a part of your salary for a fixed period of time. It might depend on your needs as certified by your doctor.

roddick
Senior member
Leave a quick message

roddick

Joined: 05 Oct 2005
Posts: 957


143.28 Dollars($)

Quick Reply
Your Name
Subject
Message body
All times are GMT
Page 1 of 1


Get a Quote
Ask Community Experts

flash plugin

Quick Links

Must See

Community

Hot topics in forums

Latest in blogs

    Connection Error: Connection refused