Posted: 14 Apr 2010 11:25 Post Subject:
What is the reason they are either denying your claim or haven't moved on it?
Posted: 19 Apr 2010 02:42 Post Subject:
Beyond the question Lori has asked, what type of disability insurance are we talking about? Short Term or Long Term? My guess is short term based on the time frame--most group LTD policies have a 90 or 180 day elimination (waiting) period.
We also need to know what the definition of disability is. What is causing the problems with PTSD? Is it something that is specific to the work you do? Or is it unrelated and preventing you from working in any capacity?
If you are having trouble getting results from the insurance company, and truly feel that you qualify to collect on the benefits, your state's insurance department is a great place to start complaining to.