Aflac vs Unum

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PostPosted: Thu Aug 25, 2011 11:38 am   Post subject: Aflac vs Unum  

I'm paying for my Aflac plan which pays for disability following a 7-days elimination period. Unum follows the same way and is paid by my employer. I went out of work, and now I'm back again. I'll soon be going out again. I don't wanna file with both of these policies, don't think it's right, but both these policies are existing and paid for. Which one seems a better option to you guys?


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PostPosted: Fri Aug 26, 2011 9:27 am   Post subject:   

You can read both the policies to see which one covers you in a better way. If both seem to be the same and you are eligible to apply to both, then in my opinion you may be better off making a claim on Aflac, as that is your private policy and there should not be any tax deduction on the benefits.


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