group insurance

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PostPosted: Tue Oct 11, 2011 11:03 pm   Post subject: group insurance  

Hi friends, I heard something shocking today! Is it true that one can lose his group coverage at work due to a merger or acquisition?

Thanks for answers
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mouse1976
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PostPosted: Tue Oct 11, 2011 11:26 pm   Post subject:   

Yes. One can lose their group insurance simply because the insurance company doesn't want to cover the group or because the group doesn't want to pay for the insurance.
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fjaskvm
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PostPosted: Tue Oct 11, 2011 11:40 pm   Post subject:   

thanks a lot for this answer:) I have already another one...for me as an employee is it more important to have a short term or a long term disability income protection?
mouse1976
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PostPosted: Wed Oct 12, 2011 7:22 am   Post subject:   

It is generally better to go for a long-term disability coverage.

Most disabilities may last a short time, and you may be able to financially survive a short-term disability.

However, a long-term disability can seriously threaten your finances if you don't have insurance.
Monawayne
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