Don't have any disability insurance

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PostPosted: Mon Mar 18, 2013 7:08 am   Post subject: Don't have any disability insurance  

I've been working as a customer support associate since the beginning of 2003 and since last one month I'm experiencing partial hearing loss for which I am unable to continue with my services. I don't have any disability insurance. Can I get any sort of aid from the Social Security department as disability benefit?


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FarisD
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PostPosted: Mon Mar 18, 2013 9:31 am   Post subject:   

Yes, you may qualify for the Social Security Disability Benefits, provided you meet the set eligibility criteria. You can go through this url for further details:



http://www.ssa.gov/pubs/10029.html#a0=1

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PostPosted: Mon Mar 18, 2013 10:06 pm   Post subject:   

Quote:
Yes, you may qualify for the Social Security Disability
In this case, this answer is probably 100% incorrect. To qualify for SSDI benefits, one must meet the following criteria:



1) Be diagnosed with a disability expected to last 12 months or longer, or result in death.

2) Be under age 65 and disabled a minimum of five "full months" (the waiting period)

3) Be unable to engage in "any substantial gainful activity"



Deafness does not, in and of itself, prevent a person from working at some jobs or other "substantial gainful activiy." Unless you can meet that nearly impossible standard, you cannot collect SSDI benefits. Nearly 80% of all SSDI applications are denied. But of those which are appealed, nearly 90% are awarded to the claimant. Only about 25% of denials are appealed.



After age 65, a person cannot be disabled. But they will be retired and collect their Social Security Retirement benefit (which will be about 20% lower than the SSDI benefit.


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PostPosted: Fri Apr 26, 2013 10:43 am   Post subject:   

Quote:
1) Be diagnosed with a disability expected to last 12 months or longer, or result in death.

2) Be under age 65 and disabled a minimum of five "full months" (the waiting period)

3) Be unable to engage in "any substantial gainful activity"




absolutely write have to qualify these terms.
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