Don't have any disability insurance

Submitted by Anonymous (not verified) on Mon, 03/18/2013 - 07:08

I've been working as a customer support associate since the beginning of 2003 and since last one month I'm experiencing partial hearing loss for which I am unable to continue with my services. I don't have any disability insurance. Can I get any sort of aid from the Social Security department as disability benefit?

Posted: 18 Mar 2013 09:31 Post Subject:

Yes, you may qualify for the Social Security Disability Benefits, provided you meet the set eligibility criteria. You can go through this url for further details:

http://www.ssa.gov/pubs/10029.html#a0=1

Posted: 18 Mar 2013 10:06 Post Subject:

Yes, you may qualify for the Social Security Disability

In this case, this answer is probably 100% incorrect. To qualify for SSDI benefits, one must meet the following criteria:

1) Be diagnosed with a disability expected to last 12 months or longer, or result in death.
2) Be under age 65 and disabled a minimum of five "full months" (the waiting period)
3) Be unable to engage in "any substantial gainful activity"

Deafness does not, in and of itself, prevent a person from working at some jobs or other "substantial gainful activiy." Unless you can meet that nearly impossible standard, you cannot collect SSDI benefits. Nearly 80% of all SSDI applications are denied. But of those which are appealed, nearly 90% are awarded to the claimant. Only about 25% of denials are appealed.

After age 65, a person cannot be disabled. But they will be retired and collect their Social Security Retirement benefit (which will be about 20% lower than the SSDI benefit.

Posted: 26 Apr 2013 10:43 Post Subject:

1) Be diagnosed with a disability expected to last 12 months or longer, or result in death.
2) Be under age 65 and disabled a minimum of five "full months" (the waiting period)
3) Be unable to engage in "any substantial gainful activity"



absolutely write have to qualify these terms.

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