My employer vs disability insurance

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PostPosted: Fri Apr 26, 2013 10:34 am   Post subject: My employer vs disability insurance  

My employer no provide me or any employee from disability insurance how can i buy disability insurance?

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PostPosted: Fri May 03, 2013 8:19 am   Post subject:   

Considering that you are looking for a long-term disability insurance policy, here are some purchase guidelines for you:

1.Get a non-cancellable policy and stay away from return of premium/guaranteed renewal policies.

2.You should ensure that the policy's maturity period is not less than 65 years of age.

3.Add residual benefits, a crucial rider in this regard.

4.If possible, then purchase a cost-of-living rider too.

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