Having issues with my social security disability benefits

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PostPosted: Mon Oct 14, 2013 9:59 am   Post subject: Having issues with my social security disability benefits  

I want you all to help me with my disability that I got before my employer terminated my services. The main problem here is that I received an ankle injury before I was laid off. But the doctor who treated me under-diagnosed my health and certified that I was fit to walk and work.

He only suggested that I wear a brace while working. I had to report about my injury to the HR department and showed the doctor’s report that explained I don’t require disability insurance coverage. After that they started downsizing and I was without a job overnight. However, my injury worsened and now I would have to go for another surgery to treat it after almost a year.

I want to know if I can file a claim for disability benefits since the diagnosis wasn't correct and that I received the injury while I was employed. Is it too late to recover? Can I make the claim now? I could never imagine that I would have to undergo multiple surgeries for this injury. What if I qualify for the retroactive disability benefits by showing my employer that I am seeking those benefits much before I was sacked? Luckily, COBRA had me covered during my surgeries, but the problem is I don’t have any steady source of income and my savings too aren’t that much. Even state unemployment benefits seems to be a distant dream for me because I can’t move around.

This leaves me with little option but to stay back at home and so, I won’t be able to go for interviews or to the unemployment office. I am looking forward to social security disability benefits but heard that they are only for long-term chronic health conditions. Please advise.

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PostPosted: Tue Oct 15, 2013 2:40 pm   Post subject:   

If this was a work-related injury, you should have been treated under Workers' Compensation laws. It does not appear that this was the case.

I am looking forward to social security disability benefits

Your injury is insufficient to qualify for Social Security Disability. You may be entitled to a limited state disability benefit. Otherwise, if you need income, you must work.


CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
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