Travel Ins

Message

Author

	Add to del.icio.us
	Add to YahooMyWeb
	Add to Simpy
	Add to BlinkList

Posted: Sun Jan 27, 2008 11:53 am Post subject: Travel Ins

Is it possible to have 2 different policies (different companies) for the same trip ? _________________ Register Now to have your Insurance queries solved.

bkmfred

Guest

Posted: Sun Jan 27, 2008 4:40 pm Post subject:

Most every insurance policy contains provisions on how it applies when another policy applies to the same situation. How they react depends on the verbiage in the policy.

tcope

Forum Expert

Joined: 22 Nov 2006
Posts: 5069

Location: Salt Lake City, UT
272.92 Dollars($)

Posted: Mon Jan 28, 2008 7:07 am Post subject: sure...but may or may not act in coordination

Yes, it is quite possible for you to have 2 different policies for the same purpose but as tcope has rightly mentioned over here, you'd certainly need to go through the clauses stated in your policy papers very carefully. By doing so you'd be able to judge the different scopes wherein one policy benefit would fill in the gap left by the other. Some of the clauses may talk of benefits which may or may not act in coordination with other similar benefits. So, I believe its time for you to read through the papers. Good luck! stalematepeter _________________ Register Now to have your Insurance queries solved.

stalematepeter

Guest

Posted: Mon Jan 28, 2008 7:18 am Post subject: a whisker..

Hi stalematepeter,

Quote:

Some of the clauses may talk of benefits which may or may not act in coordination with other similar benefits.

I feel you've missed out on a whisker...it would not only depend on what is stated within the clauses but also on his assessment of the requisites during applying for the policy. It may so happen that one of the policies would cease to operate if another is in place. On the other hand it may also happen that one would work in excess of the other.
Just wanted to clarify..

RobertG
_________________
Register Now to have your Insurance queries solved.

RobertG

Guest