by janice12881 » Tue Nov 27, 2007 02:47 pm
by Monday morning the other drivers insurance was on the phone with us telling us we need to bring out car to a network body shop to get it fixed. We told them we would like to take it to our own shop to get it checked before we do anything. We appreciated their quick response although the car is still drivable. They seemed mad that we wanted to take it to our own guy. Why do they seem so rushed and push their car shop? don't we have the right to bring it where we want? The other thing is the rear ended accident has caused a lot of damage to the undercarriage, and they told us if they come out to adjust for us to bring it to our own guy they will only pay what is seen on site not what is under the plastic cover bumper piece. This seems shady? also they told us we only get the rental option if we bring it to "their" network body shop. any advice? Thank you!
Posted: Thu Mar 06, 2008 12:28 pm Post Subject: Hi!
Hi Lori!
I would explain the term "treat aggresively" If I knew what they meant?! Thats why I asked the forum? I want them to treat him with the best care possible. The doctor himself was unsure what the adjuster meant. But he did say in response to her request that he hasn't even met the patient yet and that he would treat him the way my son needs to be treated regardless of what any insurance adjuster says. The reason why the doctor met with us before treating my son was because he was baffled by the insurance company telling him this himself. So I guess as long as we are moving in the right direction with his therapy and he's getting better we will not worry about a small detail like what she meant by "treat aggressively" .
Thanks for sharing about your experience with the shot, we also had mixed reviews from people we have asked that we know. It seems it goes VERY WELL, or doesn't work at all. He's so up in the air about it because he doesn't want to have a shot in his spine unless it is helpful and it seems there is no way of knowing that unless he actually does it. His physical therapist says NOPE doesn't suggest it. Doc says may work may not? Do you see the gray hairs forming as I type this? I just want him to have some releif! will let you know what he decides and how it goes ifin he does get it.
Thanks again! will let you know.
J.
Posted: Thu Mar 06, 2008 12:33 pm Post Subject:
His physical therapist says NOPE doesn't suggest it. Doc says may work may not? Do you see the gray hairs forming as I type this? I just want him to have some releif! will let you know what he decides and how it goes ifin he does get it.
Keep in mind the two different 'diciplines' at work here...a physical therapist would rarely ever agree to anything invassive at all (dang it I wish my spell check would work :roll: ) Were this my son, and was suffering, the risk factors (as I understand them) are pretty low, it would likely be 'worth a shot' (pun intended) to me...let us know...also I think were it me I might ask that adjuster directly, what the heck does this mean? and why did you call the doc and say that?
Posted: Thu Mar 06, 2008 02:14 pm Post Subject:
Thank you so much again! I am leaning in the direction for him to get the shot and have been telling him he needs to be proactive in his recovery DO WHAT YOU NEED TO IN ORDER FOR YOU TO HAVE RELIEF. But he's a bit nervous and scared he is on the young side being 18 and to experience the problems he has I understand him being so scared. And you know everyone you talk to has a story to tell or in some cases nightmare stories. Anyway, I will share with him your experience with the shot.
as far as the adjuster, indeed my knee jerk reaction in any other circumstance would be to call her and say "HEY WHY ARE YOU DOING THIS?" But my son has a lawyer, so the lawyer was informed of what happened he said something about it being against the law for an adjuster to do that.. something about discrimination blah blah and he said he would send a letter out to the adjuster , so its in his hands. I did recieve a copy of the letter he sent and it was basically asking what was my sons PIP limits and would the adjuster please contact him to let him know these limits directly... So my guess is he plans on finding out why she did this when speaking to her? But we have not heard anything back from him....Luckily in this case having him on seems to be the "right" thing I don't think I could handle all the legal issues and apparently its more involved then I would have imagined. I will let you know what happens in both cases the shot and the adjuster. have a great one!
J.
Posted: Thu Mar 06, 2008 02:44 pm Post Subject:
I forgot your boy was atty rep'd...yes, you all should have zero contact with the adjuster directly in that case....weird...i've never heard of an adjuster doing such a thing...hmmmmm....
re: the injections, it's very scary, but really haven't ever heard anyone say that the pain was all that bad...(my experience we won't go into and really doesn't apply there was/is not enough room between my vertibra for the needle no discs really left...so what i experienced per the doc was 1 in 10k or better...another one of those horror stories but really doesn't apply to your son's condition)....my aunt has three of these a year, and swears by them! (her trouble is lower back as well) I also personally know five others (same low back trouble) all are thrilled with the outcome...good luck and let us know....
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