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What things are not covered under a travel insurance?

 
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Delamayfair
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PostPosted: Wed Apr 16, 2008 6:24 am   Post subject: What things are not covered under a travel insurance?  

hey pals,
I do travel a lot & keep on worrying about my belongings all the year round.
Before I apply for a travel insurance I'd like to know more about what is not covered (I presume all things covered are unmistakably highlighted in the membership materials). Could anyone get me a list of the things not covered?
Waiting for responses, Delamayfair

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Packardbell
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PostPosted: Wed Apr 16, 2008 7:28 am   Post subject:   

Hi,
Welcome to the forums!
Money & valuables that you carry along with you in your personal closet are not covered.
If you give any third the charge of any of your property then it is not covered under this insurance.
If you keep money or any other valuables at a vehicle & leave it unattended for a long time...then any theft arising out of that is not to be covered. Any property or equipmt that you've either hired or lent from a someone else would never come under this kinda coverage. I believe thats all I've to say.
Regards,
Packardbell

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Para-M
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PostPosted: Wed Apr 16, 2008 7:41 am   Post subject:   

Well, if you are somehow carrying fragile or brittle goods in a cargo they would only be covered if they are destroyed by a break-out of fire or an accident while in the course of the journey!
Again, when someone says-
Quote:
If you keep money or any other valuables at a vehicle & leave it unattended for a long time..

Remember, that it would also include your luggage-in-transit!
Para-M

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Playboy07
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PostPosted: Wed Apr 16, 2008 8:42 am   Post subject:   

hi!
..this type of coverage would only cover you in addition of what are being covered under your household insurance. Hence, you'll be reimbursed for the same only after reimbursement of the latter.
Keep visiting the forums & help others Smile

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