Does a boat policy cover the equipments as well ?

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PostPosted: Fri Jan 13, 2006 4:48 am   Post subject: Does a boat policy cover the equipments as well ?  

I use some very expensive equipments for the deep sea fishing. Are the equipments covered under my boat insurance policy? Suggest please.


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awwed
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PostPosted: Fri Jan 13, 2006 4:59 am   Post subject: fishing equipment  

Almost all insurance company preset some limit on the contents of a boat; this might include your fishing equipments too. Go through the policy and review it for the limits of coverage. If the coverage is to buy separately ask for the cost of additional coverages to protect the fishing equipments.


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gordon
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PostPosted: Fri Jan 13, 2006 5:59 am   Post subject: fishing equipment  

Fishing equipment coverage is an optional coverage in general. And you need to purchase it separately. This coverage pays for the damage or loss of the fishing equipments while on board on an insured boat. It offers the coverage amount along with the deductible for each loss.

For further details you can ask your agent.



Hope this will help.

evan
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PostPosted: Thu Jan 26, 2006 8:16 am   Post subject: fishing equipment  

Hey, thanks for your suggestion guys. The info are useful indeed.


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awwed
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PostPosted: Thu Jan 26, 2006 9:33 am   Post subject: fishing equipment  

I wanna add some more...



Fishing and sports equipment attached to the boat, such as a fish finder or down rigger, would be covered as part of the watercraft. Equipment like fishing poles, water skis are considered as personal effects and have a coverage limit of $250 on the Mariner Policy.


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Eagle99
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