Submitted by intelligentass… on Fri, 11/02/2007 - 14:46

hey guyz ................ dont take it personally but guyz have u ever thought of a perfect plan ........... a perfect plot . that with which u can fool an insurance company . give ur views

" its just a concept .......... plz dont take it on a very seious note "

im just asking this coz i have never till date heard of a perfect plot .......!

Posted: 02 Nov 2007 03:56 Post Subject:

You say "fool"... what does this mean? You could simply lie to them... that would fool them. Are you asking how to commit fraud and get away with it? Here is my rule... if you have to ask... you probably don't want to do it. Bank robbers are smart enough to know how to rob a bank... if they have to get instructions on how to do it because the can't figure it out... they will probably get caught. :roll:

Stealing money from an insurance company is not difficult at all. It's done every day, all day.

Posted: 02 Nov 2007 04:14 Post Subject:

When I began my career as an Insurance Fraud Investigator just over 14 years ago, I would often worry about my job security. As I became more experienced, I ran across both agents and policy holders who asked questions just like yours. I love my job!!

Posted: 02 Nov 2007 04:18 Post Subject: Fooling Around

This is an insurance community where anyone can discuss an insurance related question or seek non-professional advice on an insurance matter.

What we see here will determine how serious this community is viewed through the eyes of the general public.

I understand, you have as much right to be here as I do. That being said,
I would ask you to ask a serious question and please read the "Terms of Use" for this community.


Posted: 02 Nov 2007 06:01 Post Subject: sry


if members feels bad abt my topic ..................

i will try to put up a better topic in fututre

Posted: 02 Nov 2007 06:30 Post Subject:

Certainly don't want to discourgage posting but you have to expect those types of reply when (it appears) you ask about the "perfect" way to commit insurance fraud. Really, it's not difficult at all. If it were... InsInvestigator would "not have a job". :lol:

Posted: 03 Nov 2007 11:19 Post Subject:

Wow that kinda stirred the pot didn't it? :shock: I don't see anything in the 'terms of use' that have been violated or prohibit that kind of question, although agree it throws a ton of red flags.

We certainly don't want to give anyone any help with fraud, regardless of whether or not that was your intent, it sure comes off that way, especially when you are dealing with adjusters, and investigators. :wink:

Sorry intelligentassasinator (what's that screen name about anyway? I'd love to hear the story behind that! )....Probably not a wise choice for your first few posts.. :lol:

No body working for an insurance company (or investigator of fraud) is going to give you any 'pointers' in commiting the 'perfect' fraud........please continue to post, but don't expect any help in that area! :lol:

Posted: 03 Nov 2007 06:11 Post Subject:

I had a claim where I noticed this person had had an accident on the same day of the year four years in a row.

Thats how NOT to commit fraud...

Posted: 04 Nov 2007 12:13 Post Subject:

That's funny and stupid !!! Must've had a bill come due same time of year! :)

Posted: 05 Nov 2007 04:01 Post Subject:

There are literally busloads of life insurance agents out there who lie, cheat, and steal there way to fortune and fame. Imagine making a 7-figure income every year by scandalizing senior citizens and/or the segment of the American public who still feel we should still live our lives 'trusting thy neighbor'.

The times have changed so dramatically since the days of debit agents and "real" customer service. When was the last time you invited your insurance agent to Christmas dinner? Or your agent called you on a Saturday afternoon to just say, Hi? I realize this may still happen from time-to-time but I'm sure we'll all agree that it certainly isn't the 'norm'.

In my opinion, the true "perfect crime" is selling someone a service by gaining their trust, assuring them of your ever-lasting concern and dedication to servicing their every need without truly meaning it. I could literally write volumes on the finer elements of customer service and how NOT to conduct business as an insurance agent - wait a minute, I've done that already.

Did anyone see the story yesterday about Larry King getting ripped off by those slick-talking life insurance agents? That goes to show that not even the rich and famous are exempt from the deceit. I've been in touch with his counsel and I just hope I get a chance to sit across the table from that agent someday. It's fun watching those slick bast---- squirm.

Posted: 05 Nov 2007 09:48 Post Subject:

Great post InsInvestigator, thanks! I don't know how anyone can sleep after making money like that! I really don't! Glad there are folks like you that 'get' many of them!

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