How do I know if they were insurance crooks!!

by Guest » Wed Dec 26, 2007 10:07 am
Guest

Hi what about the private insurance programs!

I had applied for a medical kit through the telephone & when it came to me almost half the things were not in place (as was promised to me earlier).

Similarly, when i applied for this health insurance program over the phone, I was told that it would certainly be a different experience than the kit (as this one was supposed to carry only papers). But its been 2 weeks but I have not recieved any paperwork through the mail. Do you all feel that I got tricked ? Pls help!
Debbie_Oregon

Total Comments: 3

Posted: Wed Dec 26, 2007 10:23 am Post Subject: ans me now..

But its been 2 weeks but I have not received any paperwork through the mail.



May be thats due to a postal delay. Are you sure that the telecaller checked & verified your address properly ?

Remo-dpuller

Posted: Wed Dec 26, 2007 10:31 am Post Subject: If it is about the mail!

My friend,

Thats precisely the experience many of us have shared over the last decade & now its the same with you, it seems.
Yes, I'd agree to one point with them, that in case they are offering a product on behalf of a well known bank or credit-card co. then may be this one has a good prospect for you.

Similarly, when i applied for this health insurance program over the phone, I was told that it would certainly be a different experience than the kit (as this one was supposed to carry only papers).



Thats what it seems! There is nothing else that the mail should convey you excepting- your membership no, the details of your policy eg. the benefits & the rules governing them. The different clauses may also specify the limitations or applicability of such benefits.

As far my experience goes, I feel these are benefits which would come in handy, once you have already applied your insurance policy benefits to its full - simply because it is not a policy, rather it is a program that is aimed at supporting your policy.
Regards, ArindamSenIndies

Posted: Wed Dec 26, 2007 10:36 am Post Subject:

Good morning and Welcome Debbie to the community...

I'm confused, please explain again what's going on...you bought some insurance from someone that called you offering same? Have you paid for something or have you simply requested information? If you paid for something what exactly was it? And (please) do you have all the contact information, (ie name of company, phone number etc)?

If you would be very specific, and let's see if we can't help you...

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