Health Insurance Frauds

Submitted by Anonymous (not verified) on Fri, 08/24/2007 - 08:32

It is been quite sometime that I'm receiving calls from a particular insurance company. They are offering good health benefits and that also at a low cost. Now my question is, are they trustworthy? I've heard that people often scam others like this.
Carla Russell

Posted: 24 Aug 2007 09:21 Post Subject:

Hi Carla, lemme tell you that there is no harm in accepting offers from the tele-marketers but make sure that-


  • You receive all the documents on the promised date and also get the benefits explained properly to you.
  • Also ask them for the address and telephone number of the concerned person, in case you want to visit their office.
  • Don't make any payment before you are not absolutely sure of the authenticity of the company and even if you do maintain proper documents of the transactions.
  • Don't give your bank details to the tele sales executive. Keep a track of all the withdrawals from your account. If you can trace any spurious transaction, report it immediately to you bank.


Hope these tips will be of some help.

Regards,
Juanita

Posted: 24 Aug 2007 09:42 Post Subject: insurance frauds

Yeah, insurance scams are present everywhere and health insurance is not an exception. The sales speech sounds so convincing that you fall for that. People often unknowingly walk into the trap laid by the con stars because of their cupidity. As Juanita has rightly mentioned, don't pay them a dime before you become absolutely sure about the existence of the company.

Take care,
Seagull

Posted: 24 Aug 2007 09:44 Post Subject:

Quite right, these are often fake. You will receive calls or mails from companies offering great services. And it becomes hard for us to refrain ourselves from accepting those offers because they are often more lucrative than what we have. They sometimes will promise you more benefits at a very low cost or offer free tests and equipments. It's better to have a cautious approach towards these matters rather than let it dawn before you in future that you have been scammed, where you do not stand much chances other than seeking legal help.

Regards,
fatman

Posted: 06 Sep 2007 12:06 Post Subject:

I guess the best advice to give here is "if it sounds too good to be true, it probably is!"

I have to say I have yet to see ANY reputable insurance company solicit clients by phone. Any insurance company worth looking into will not be utilizing telemarketers to gain new clients.

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