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 Posted: Wed Dec 03, 2008 8:58 pm Post subject: Toothpaste. |
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 I had a great reply to a post someone posted about something someone asked about toothpaste and right when I was at the precipice of clicking Submit... some, "behind the scenes gremlin" purged said post into cyberspace purgatory but I have elite skills and have resurrected said post for my own entertainment purposes. 
Pffffft!
To wit:
| Quote: | Post subject: Can we accept insurance policy yields lesser
One of my client suudenly asked me a toothpaste doubled its price in 8 years & most needs in the same manner.
If inlation & our returns after 5 years are same what is the earning of customer.
Any answer to my client? |
Yes!
First inhalation:
Inhalation results from the negative pressure in the lungs caused by contraction of the diaphragm, which causes it to move downwards and to expand the chest cavity. The resulting flow of air into the lungs restores a pressure equal to that of the atmosphere.
Now if inhalation continues at its present rate exhalation should follow at the rate commensurate with the rate of inspiration until we expire.
Expiration will cause inhalation to cease resulting in no need for toothpaste.
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GarySpicuzza
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| Posted: Thu Dec 04, 2008 12:58 am Post subject: |
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Spicuzza- just shoot me now.  I got a cramp just trying to figure out what the *%&# you were saying. Now, don't stop with your diabtribes, etc, they're hugely entertaining, and after dealing with some of the clients that I have today...it was truly needed. 
InsTeacher  |
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InsTeacher
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| Posted: Thu Dec 04, 2008 11:21 am Post subject: |
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I'm not sure what I wrote either but it seemed to be an appropriate reply for this combination:
| Quote: | | One of my client suudenly asked me a toothpaste doubled its price in 8 years & most needs in the same manner. If inlation & our returns after 5 years are same what is the earning of customer. |
If inflation and your investment returns are exactly the same then, if and when, you purchase something that cost less money 8 years ago that same item will cost you more money today than if you bought said item (toothpaste) 8 years ago.
Tying the rate of inflation or claiming one's investment returns must out pace inflation is stock broker wheeler-dealer clueless clown "sales" speak.
Someone who put $100,000 in their mattress 5 years ago still has their $100,000.
Someone who put $100,000 in a mutual fund that mirrors the S & P 500 five years ago would have about $93,000 today. ALL their gain and 7% of their principal would have been wiped out.
This brings me to my point in the form of a rhetorical question?
How well does losing money in the market keep up with inflation?
See THIS LINKY.
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Gary Spicuzza, *SAFE
Copyright 1956.
No Rights Reserved.
*Self Appointed Financial Expert |
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GarySpicuzza
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| Posted: Thu Dec 04, 2008 11:45 am Post subject: |
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You know something I heard when I was very young (like 20) from some financial genius, can't remember who, anyway the theory and point was this...if you have the opportunity to buy something that you will always need at a greatly reduced price...such as let's say dish soap for 5 cents a bottle or t.p. for a buck, then buying that in mass quanity, (if you could fill a warehouse)...is the same or like, making a ton (can't remember the numbers or percents etc) on an investment...that is something that has always stuck with me...and I agree total with it...as an example, one time about two years ago, i ran on to a crazy clearance, mens knit boxers (2 per pack) regular cost like 10.99 (these were nice ones) they were on clearance for 50 cents! I bought every one they had... Worlds greatest husband likely won't need drawers for the rest of his life...and bought other sizes as gifts etc...I've always been a bargin shopper, and kind of look at it as a hobby...anyway thought i'd throw this in...because i think this is something that people rarely think about...if they see a non-perishable crazy cheap they buy one or two...why not 40 or so if you can afford it? I'm sure Gary can come up with the math...but to me it's like hitting the lottery!  (fyi, he'll never need bib overalls his entire life either...and i won't go into all the tissue, toothpaste etc  )
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Lori
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| Posted: Fri Dec 05, 2008 12:39 am Post subject: |
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Well.....Setting inflation, exhalation, inspiration, expiration AND toothpaste aside....Lori....were you THE "behind the scenes gremlin" who purged the original post into cyberspace purgatory right when I was at the precipice of clicking Submit? 
Hmmmmmmmmmmmm???
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Gary Spicuzza, *SAFE
Copyright 1956.
No Rights Reserved.
*Self Appointed Financial Expert |
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GarySpicuzza
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Location: West Pasco County, FL
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| Posted: Fri Dec 05, 2008 1:23 am Post subject: |
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Oh no Gary not me..(seriously) it might've happened accidently by the admins though as you've probably noticed pune keeps coming back under different names, and different computers, and i know one of the lakemen spent quite a while trying to clean up the boards....(i think i deleted about ten myself, he's quite relentless)...but me? nope no way my friend..
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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lakemen
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| Posted: Fri Dec 05, 2008 11:09 am Post subject: |
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Well fortunately I did a "Control C" or had some Copy and Paste combination saved otherwise my literary masterpiece would have been gone forever.
These threads are the most fun and multiple personality posters are so obvious. I get a kick when they reply to themselves.
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Gary Spicuzza, *SAFE
Copyright 1956.
No Rights Reserved.
*Self Appointed Financial Expert |
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GarySpicuzza
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Location: West Pasco County, FL
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