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 Posted: Tue Jul 29, 2008 6:55 am Post subject: Health Insurance |
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| My age is 20 years,do i need to have health insurance at such an early age ??? |
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angelroberts
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Joined: 09 Jun 2008
Posts: 44
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Alston
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Location: Bridgeport, CT
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| Posted: Wed Jul 30, 2008 11:17 am Post subject: |
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I agree with Alston, at early age health insurance may not be the primary requisite.
Insurance should always be purchased depending upon the necessities. You should evaluate your needs before taking the decisions. Our requirement for coverage keeps changing with the changes in our lives, and one is required to tune-in the coverage accordingly.
however, its nice to know that you're serious about securing your life and health. Keep participating, I'm sure you'll enjoy the stay here. |
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RupertWBradson
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| Posted: Wed Jul 30, 2008 11:25 am Post subject: |
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Angel, honey, its really nice that you've asked this question. Health is definitely a matter of utmost important and you should take good care to stay healthy, but it may not be the right age to invest into a health plan.
However, if you are still studying you can check out with the University health plans. Many educational institutes offer subsidized health care benefits to its students. Best of luck and stay healthy.
BTW its nice to see you back Alston  hope to see you more on the board.
Regards,
Juanita |
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Juanita
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Location: Idaho
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| Posted: Wed Jul 30, 2008 4:50 pm Post subject: |
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everyone needs health insurance at any age. please, get yourself health insurance before you wish you had it.
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tentel
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| Posted: Thu Jul 31, 2008 5:15 am Post subject: |
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| Thankz alston for your suggestion.what i should go for because tentel i asking me to get insured.....please give me a right suggestion so that i dont have to face any problem in future. |
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angelroberts
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| Posted: Thu Jul 31, 2008 5:16 am Post subject: |
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| I agree with tentel, we purchase insurance to cover the future unseen events and you never know when an ailment can strike you. Hence, no age is ever too early to buy a protection and with the rising costs of health care, health insurance should remain a matter of high importance to everyone. |
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simon
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| Posted: Thu Jul 31, 2008 5:17 am Post subject: |
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| Even i think tentel is right because future is so uncertain.....so its better to be on the safe side.....please help me i am really confused ???? |
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angelroberts
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| Posted: Thu Jul 31, 2008 6:07 am Post subject: |
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Sorry to be so sarcastic in my first response to you. I will try to give you the respect you deserve.
I only sell insurance in Connecticut so I probably can't help you directly.
However, I can give you some advice you might find useful. The most important thing is to protect your financial future. Getting coverage for routine doctors' visits is a secondary issue. You need to make sure that if you have a major car accident or develop a serious disease that you can continue to go forward with your life.
You can probably protect yourself from a major unending financial nightmare for $50 to $100 a month. This should be enough to cover a policy with a $5,000 deductible. Depending on your state you may be able to get a plan with a $1,500 deductible for about $100 a month. These deductibles sound high to you I'll bet, but a $5,000 debt is something that you can pay off. It is not large enough to ruin your life and keep you from owning a house or buying a car.
Check out your local Blue Cross, look for a local agent on this forum or contact your state's insurance department for a list of companies serving your area. You may be surprised at how little you will have to pay, if you are willing to pay for the smaller medical bills out of your pocket.
Good luck to you,
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Alston
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| Posted: Thu Jul 31, 2008 11:51 am Post subject: Are you a freelancer |
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Hi Angelroberts,
First of all let me know that are you a freelancer, Engineer or any other type of professional, then i will tell you is health insurance policy is required for you or not. |
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CoulsonPritchard
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| Posted: Wed Aug 06, 2008 5:09 am Post subject: |
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| Quote: | Hi Angelroberts,
First of all let me know that are you a freelancer, Engineer or any other type of professional, then i will tell you is health insurance policy is required for you or not. |
No i am just a final year student and working as part time job in a company.... |
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angelroberts
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| Posted: Wed Aug 06, 2008 1:39 pm Post subject: |
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I don't see where your profession makes any difference. The fact is that human beings get sick. Human beings get hurt. My assumption is that you are human and therefore, having the means to pay for the potential medical bills is important. Not having the means could have a devastating impact on your future.
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Alston
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| Posted: Wed Aug 06, 2008 4:51 pm Post subject: |
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Health insurance is definitely a must. If you don't have health insurance, you'll find yourself saying "oh it's just a cold, it will go away with nyquil" when it could be something much worse like pneumonia. Having insurance would enable you to go to a doctor and get antibiotics or some other medicine besides cough syrup. Most doctors charge 70-80 dollars for an office visit with no insurance, and I'm sure there are plenty that don't accept the uninsured patients at all. The best way to get health insurance is through a job, the rates are deeply discounted at that point. If nothing else, just get a free quote to see how much it would cost for you to be insured. There's a link below to get a free quote if you would like to try. If that doesn't pan out, there is always local aid programs that provide discounted if not free medical care for individuals that don't have a lot of income.
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TheInsuranceFiles
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| Posted: Thu Aug 07, 2008 5:01 am Post subject: |
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| Thankz to everybody.....now all my doubt are clear and i have decided to go for a health insurance. To have a safe and secured future |
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angelroberts
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| Posted: Fri Aug 08, 2008 10:48 am Post subject: Health Insurance |
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Hi Angelroberts,
i may have a solution for your problem. Health insurance is indeed very important for every individual.
For further information you can get a free quote online through the number of insurance websites available on net.
Two such trusted websites for getting yourself insured are given below:
Coulsonpritchard.Com
Freelanceinsure.Com |
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CoulsonPritchard
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