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 Posted: Fri Jul 17, 2009 3:12 pm Post subject: DO I NEED TO GET MEDICARE IF I HAVE INSURANCE FROM MY JOB? |
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I HAVE BLUESHIELD MEDICAL INS. MY COPAY IS $15
MY COMPANY TAKES CARE OF IT. I ALSO HAVE HOSPI-
TALIZATION FOR ME AND MY SPOUSE. |
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JOHNYTAYLOR90044
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| Posted: Fri Jul 17, 2009 6:20 pm Post subject: |
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| Quote: | | I HAVE BLUESHIELD MEDICAL INS. MY COPAY IS $15 MY COMPANY TAKES CARE OF IT. I ALSO HAVE HOSPITALIZATION FOR ME AND MY SPOUSE. |
Johnny, you can't even 'qualify' for medicare till you're what? 65 or disabled I think. If you are still working and have medical insurance thru your employer you 'couldn't' get medicare...you're not eligible.
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Lori
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Pirate91
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| Posted: Fri Jul 17, 2009 7:46 pm Post subject: |
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Well see there, learn something new every day...Johnny are you 65 and still working?
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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| Posted: Sat Jul 18, 2009 5:40 am Post subject: |
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Hello Johny,
If you qualify for Medicare, then why not? As the other members have mentioned you have to satisfy the age and other eligibility criteria in order to qualify for the Medicare benefits.
How old are you? Would your wife too qualify for Medicare when you would become eligible for it? |
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jeorge
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Pirate91
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| Posted: Sat Jul 18, 2009 5:02 pm Post subject: medical card |
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u must get a medical card youself bcoz u don't know when u leave company and the medical card is expensive when u buy at old age
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beeling
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| Posted: Mon Jul 20, 2009 5:18 pm Post subject: |
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As long as he has credible drug coverage, he can sign up for a Part D prior to losing his health insurance through his employer. He does not have to sign up for the Part D now, nor will he have to sign up for Part B.
He will not have any of the usual penalties associated with waiting to enroll because he is covered by insurance. |
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ChrisBantly
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| Posted: Fri Aug 14, 2009 5:53 am Post subject: |
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What determines whether medicare will be primary or secondary?
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mkortz
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| Posted: Mon Aug 17, 2009 4:36 am Post subject: Medicare primary or secondary? |
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If your company provides insurance, it is primary. If you are 65, you will automatically provided with Medicare A but it is secondary. But be careful, Social Security will also enroll you in Part B unless you let them know in writing that you have your own health insurance. Part B will cost you $98 a month out of your SS check. This happened to my husband who informed them that he was being covered by my insurance. It took us 3 months after the first deduction from his SS check to get it stopped. Cost us $400 and the government refused to refund our money. So when I applied for SS, I went in in person and made it a point to let them know that I carry insurance thru my employer - had to talk to three different people and put it in writing with all my insurance info. There is a lot the gov doesn't tell you. This is a great place to get educated.
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Guest
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| Posted: Mon Aug 17, 2009 10:24 am Post subject: Medicare primary or secondary |
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There are specific guidelines to who is primary when insured by both a group health plan and Medicare.
If your Employer has 20+ employees then the Group health plan is primary. In the case of disability, there must be 50+ employees for the Group policy to be primary.
If you are 65 and have Medicare and your employer has less than 20 employees, Medicare is primary. In this situation it is best to sign up for part B of Medicare. This is the portion that pays the physician services. If you do not have part B the physician services will not be covered under either plan. |
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cboyagian
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