Cosmetic surgery and health insurance

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Author

Posted: Tue Mar 16, 2010 9:43 am Post subject: Cosmetic surgery and health insurance

I've been advised to go for a cosmetic surgery. Are such surgeries covered under health insurance? _________________ Register Now to have your Insurance queries solved.

Cosmetic moon

Guest

Posted: Tue Mar 16, 2010 12:14 pm Post subject:

If elective, no, if medically necessary then yes, it should be...call your health provider and ask. _________________ "Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.

Lori

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Posted: Wed Mar 17, 2010 5:39 am Post subject:

I'm sure your health insurer will demand all the medical documents that support such surgeries. Your doctor will probably need to certify the cause with all details.

carol

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Posted: Thu Mar 18, 2010 7:54 am Post subject:

If a cosmetic surgery is "reconstructive" in nature, then it will be covered under health insurance. The worth of such coverage will differ for each case.

steven

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Posted: Fri Mar 19, 2010 4:33 am Post subject:

Aren't tummy tucks covered? I'm sure, they're performed to keep our heart problems at bay! _________________ Register Now to have your Insurance queries solved.

fun-n-frolic

Guest

Posted: Tue Mar 30, 2010 10:10 pm Post subject:

Some group plans are much more lenient. If it's an individual plan, chances are you are not covered...unless mandated by your state. _________________ Affordable Ohio Health Insurance Affordable Pennsylvania Health Insurance Affordable Major Medical Health Insurance

OhioHealthInsurance

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Posted: Thu Apr 01, 2010 1:21 am Post subject:

"Tummy tucks" are not normally covered. They do nothing to resolve a heart problem. However, if an insurance company authorizes a bariatric procedure, they will almost always pay for one "tummy tuck" to deal with all that excess skin that won't go away on its own after about 6-9 months post-op. Bariatric procedures are not covered by all policies. They may be covered as a medically-necessary (i.e., life-saving) procedure. _________________ California-licensed Property & Casualty Broker-Agent and Life & Health Agent. CA Insurance License #0596197. Send me your questions, and I'll send you my answers. I live, breathe, and teach insurance!