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 Posted: Thu Sep 16, 2010 8:50 am Post subject: breast reduction insurance |
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I was reading about reduction mammoplasty the other day, but I'm still not aware of whether it can be covered with insurance. Is their any criteria for insurance carriers to get such breast surgeries covered?
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Pipplesky
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| Posted: Thu Sep 16, 2010 12:01 pm Post subject: |
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This procedure can be covered by insurance if a physician certifies it as being "medically necessary". If you are having back or neck problems caused by the weight of your breasts, that would be an example of a medical necessity justifying the procedure -- to prevent additional, more costly problems in the future.
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MaxHerr
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| Posted: Fri Sep 24, 2010 9:27 am Post subject: |
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well on a lighter note, Pamela Anderson would easily qualify for the insurance on this count.
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goodyphilips
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| Posted: Fri Sep 24, 2010 10:36 pm Post subject: |
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| Quote: | | Pamela Anderson would easily qualify for the insurance on this count. |
Actually, she would not. Her breasts have already been "electively augmented", making a reversal in her case not a medically-necessary procedure but a cosmetic one in response to an earlier cosmetic procedure. Only if her implants were causing a disease and needed to be removed for the protection of her health might a procedure be covered.
It's the reason most health insurance companies have routinely declined many women who have had breast implants, especially the silicone ones. Breast implants are known to increase the risk of future breast disease.
We'll have to wait and see what insurance companies are forced to do and not do under Obamacare. It's just one of the reasons that the cost of health insurance will increase, not decrease -- having to cover everyone for everything . . . completely eliminates the purpose of and need for underwriting.
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MaxHerr
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| Posted: Sat Sep 25, 2010 11:35 am Post subject: |
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| Quote: | | We'll have to wait and see what insurance companies are forced to do and not do under Obamacare. |
Some things are truly laughable under Obamacare..
| Quote: | | having to cover everyone for everything . . . completely eliminates the purpose of and need for underwriting. |
It seems insurance is now meant to cover known risks rather than unforeseen risks. I'd often wonder, how the adjusters would react to these whims.. |
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steven
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| Posted: Tue Sep 28, 2010 10:56 am Post subject: |
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Well Maxx you have explained nicely as usual.
It makes sense. thanks.
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goodyphilips
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