healthcare reforms

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Posted: Tue Nov 04, 2008 6:55 am Post subject: healthcare reforms

Hi, Is it possible for us to distinguish between 'universal coverage' and 'single-payer system'? BarbieL _________________ Register Now to have your Insurance queries solved.

BarbieL

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Posted: Tue Nov 04, 2008 7:09 am Post subject:

Hi, both of these terms are associated with 'universal coverage' and 'single-payer system' are associated with health care concepts. In a single-payer system the govt. would be responsible towards meeting all health care claims. It is quite different than that of the U.S. health system where the claims are shared between the pvt. health care companies and the federal and state govt. Mermaid-attitude _________________ Register Now to have your Insurance queries solved.

Mermaid-attitude

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Posted: Tue Nov 04, 2008 9:37 am Post subject:

Hi, I think both the 'universal coverage' and 'single-payer system' are supportive to each other. It is up to the federal govt. of the U.S. to fund such coverage for millions of citizens. I say this since I believe that its truly difficult for a pvt. insurance carrier to offer nationwide health coverage. Thanks, Roddick

roddick

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Posted: Tue Nov 04, 2008 10:02 am Post subject:

My friend, is it really absurd to think of a single payer system without the support of universal coverage? I don't think it is at all possible since it is the federal govt. who's supposed to be the single-payer. I'm sure that for such systems the govt. would be forced to cover all citizens. Regards, Fatman

fatman

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Posted: Tue Nov 04, 2008 10:05 am Post subject:

In single payer system, one body will act as the authority to collect and pay all the health care costs. Currently, there are many health care organizations, which often create confusions amongst the end users. The single payer system would bring all these providers under a single umbrella, which thereafter would monitor the health care expenses. This system is expected to reduce the wastage of administrative costs. ~Jeremy

JeremyHolter

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Posted: Tue Nov 04, 2008 10:21 am Post subject:

The single payment program would be federally financed. The doctors would be left with the options of – fee-for-service, salaried positions in the hospitals or salaried positions offered by the HMOs. This system would also eliminate the concepts of co-payment, premium and deductibles. The cost of this program would be met by the payroll taxes paid both by the employer and employee.