by dstephen » Fri May 01, 2009 04:31 pm
Our toilet in the masterbath plugged and kept running and overflowed for approximately an hour. There was water in masterbath, master bedroom and hallway upstairs and it drained through ceiling fan and cam lights of family room downstairs. Insurance got restoration out within a few hours to start drying. Restoration cut carpet at doorway from Master bed to Master bath and the cut is jagged and there is no way it will now match up and there is a stain in the carpet in Master bath which occurred at some point after the water soaked the carpet. Adjuster agrees the carpet in master bath will need to be replaced. We have replacement coverage. Here is the problem. This carpet runs throughout the entire upstairs of the house. The house is 10 1/2 years old. There is no way we can find a dye lot that will match, plus just with the regular wear and tear on the existing carpet it is not going to match. It is my understanding that if it does not match all the carpet should be replaced. The adjuster says they will only replace the carpet in the master bath because it is the piece that is damaged. She also says that since there is a door between the two rooms that is another reason they will only replace the master bath carpet. So I guess going forward we are supposed to keep that door closed all the time. We just want the house put back together like it was. If new carpet in the master bath is noticeably different then in my opinion that is not putting it back to how it was prior to the incident. What is the general rule when adjusting claims for this type of situation? We would be willing to go to another type of flooring in the area, tile? Which would be much less expensive than carpeting the entire upstairs. Would that be a reasonable alternative to propose?
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