Diamond ring for my home

Posted: Tue Oct 21, 2008 10:25 am Post Subject:

The Inland Marine Policies are not really very expensive….i know that the name might have suggested you that, but its not really so. However, the cost of the coverage may also depend upon the type of coverage you opt for and also upon the worth of the items covered.

The inland marine policy might be available with your insurance agent, hence, checking out with him won't hurt.

Thanks,
Rupert

Posted: Tue Oct 21, 2008 10:33 am Post Subject:

I am going to check. Thats sure a funny name for a policy "inland Marine". How did they come up with that? I wish I would have known you could have insured jewelry on its own policy before I had my mothers ring stolen a few years back. It wasn't worht turning in to homeowners because of my deductible.

Posted: Tue Oct 21, 2008 01:57 pm Post Subject:

You should be able to get an add-on to your HO policy for your jewelry. Your insurance company will want a current appraisal and pictures.

Posted: Tue Oct 21, 2008 06:13 pm Post Subject:

I can provide them with what they need so that should be pretty easy to do.

Posted: Wed Oct 22, 2008 08:49 am Post Subject:

remember though usually with adding it to your HO you are not adding any perils...only increasing the limit...on limited perils.

Posted: Wed Oct 22, 2008 11:15 am Post Subject:

Ok so I should just see about the other policy. I have a lot on my plate at this moment with some family health problems and my own insurance nightmare so with my stree level being at an all time high I will look into this after I get through a couple rough patches here at home. Thanks.

Posted: Wed Oct 22, 2008 11:17 am Post Subject:

we'll be thinking and praying for you... :wink:

Posted: Wed Oct 22, 2008 03:45 pm Post Subject:

Thanks a million. I am glad to come here and participate in the forum chat..it keeps my mind off it all for a little while.