Is it possible to get a home insurance if ..

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Posted: Tue Mar 31, 2009 2:00 pm Post subject: Is it possible to get a home insurance if ..

Is it possible to get a house/ apartment insurance even if you are renting? if not, then what is the best insurance to apply for a person living in flats/ apartment since all are attached and if fire comes, hope not, but what else will be insured of?

jajohn

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Joined: 31 Mar 2009
Posts: 3

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Posted: Tue Mar 31, 2009 2:03 pm Post subject:

You need to obtain a renters policy. This covers your own property and protects you when you are liable for causing a loss. You don't insure the building as you don't own it. _________________ Register Now to have your Insurance queries solved.

ToddC

Guest

Posted: Wed Apr 01, 2009 4:43 am Post subject: HOME INSURACE

HOW CAN I NOW MY RIGTH DEDUCTIBLE FOR MAY HOUSE _________________ Register Now to have your Insurance queries solved.

anonymous9903

Guest

Posted: Wed Apr 01, 2009 10:17 am Post subject:

You can calculate your saving on home premium with the help of the home insurance premium saving calculator available in this site. Further, higher level of deductible would allow your to gain immediate benefits of premium rate reduction. But while deciding the deductible rate also remember that you should be able to meet your commitment at the time of claim. ~Jeremy

JeremyHolter

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Joined: 06 Jun 2007
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Posted: Wed Apr 01, 2009 10:27 am Post subject:

True, the renters insurance would protect the renter from the losses of personal belongings. The property owners policy though may cover the structure of the renter portion but it wouldn't the your personal possessions. Hence, if you are renting an apartment, make sure to contact agent and get the renter's coverage. Renter polices are inexpensive and yet would help you to leave peacefully. _________________ Register Now to have your Insurance queries solved.

anonymous 12

Guest

Posted: Wed Apr 01, 2009 1:32 pm Post subject:

Ok jeremy i will see that i will check on that here since i ask hubby if there is such policy existing here. _________________ Register Now to have your Insurance queries solved.

Guest

Posted: Sat Apr 04, 2009 4:25 pm Post subject:

Since you do not own the building, the cover of the insurance might be only for the owner of that building. Well, if there is an agreement between you and the owner then it could be possible.thats what i know, i might check some info about this.

dritz

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Joined: 04 Apr 2009
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Posted: Sun Apr 05, 2009 12:22 pm Post subject:

I think you can't get insurance if you have rental house / apartment. you can get property insurance policy to cover it. Thanks