Posted: Wed Oct 29, 2008 2:55 am Post subject: Apartment Fire Liability in Mossourri
Hi Lori,
I accidentally caught the kitchen of fire and some damage. My landlord is charging me 8 grand for the repairs. Is it legal for them to charge me even though its an accidental fire. I read my lease agreement and it just stated under insured theereunder that " the lanlord shall not be liable to the tenant for personal to property damage or loss of personal property only from fire.
I hope you can help me.
I'm guessing that there is some mention in the lease about tenant caused damage. If not, you could simply take an ax to the place and then walk away.
You only owe for actual cash value. So if the landlord is replacing items that depreciate, you don't owe the difference. Even paint can be depreciated.
Renters insurance... it's not expensive. Won't apply for this occurrence, though.
Hi tcope, would you care to explain why the renter's policy wouldn't apply to this situation? If its not the case what provision does the member have in this situation? Is he/she out of luck?
My landlord is charging me 8 grand for the repairs. Is it legal for them to charge me even though its an accidental fire.
I don't think so..at least not likely the amount he wants...first, what caused the fire, second what is this 8k for? I'm with T on this...renter's policy you should have, although it would not apply to this loss, other than to any personal property you lost in the fire....still good cheap protection...what exactly does the lease say regarding damage to the building/unit it's self? _________________ **************************************
Life gaurantees a chance NOT a fair shake
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Hi tcope, would you care to explain why the renter's policy wouldn't apply to this situation?
I was not very clear. I don't think the OP had a renters policy at the time of the fire. I recommended that one be obtained but did not want to give the OP the impression that it should be purchased as it would then address _this_ loss.
