Posted: Wed Oct 29, 2008 11:51 pm Post subject: Received a Subrogation Recovery letter
Hello,
I recently received a subrogation recovery questionnaire from a company representing my insurance co. for a medical claim that was paid by a medical group within my insurance co.
My question is do I need to fill out the form and mail it or can i just ignore it.
The medical claim was for a accident i suffered at home.
The letter asks for what happened in the accident and other such details and is asking if I have an attorney.
Are such letters common place? and if so do I need to repsond and do I need to hire an attorney before i respond?
I don't know if this is the same as you are talking about but anytime any of my family gets hurt and has to go to the Er (not for illness...just injuries) With in a week or so I also get some kind of accisent questionaire asking where it happened and how...was anyone else at fualt and so on. I have always just filled them out and sent them in. Someone may know the exact form you are talking about so hang in there and you may get a better answer.
Are such letters common place? and if so do I need to repsond and do I need to hire an attorney before i respond
These are becoming more and more common place, I have a bad neck and back, I get these quite frequently what your health carrier is wanting to know is if someone else caused this injury so they can get some of their money back...I always just call the number and tell then 'no, no one else at fault' for me anyway that's quicker... _________________ **************************************
Life gaurantees a chance NOT a fair shake
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FIND a way EVERY day to lighten the load of another
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Sounds exactly like the form I have recieves. The most recent one is when my acrobatic daughter sprained her wrist on the trampoline doing back flips....Oh she makes me NERVOUS!!
The health insurance company normally after paying for the (sometimes even before making the payment) would investigate into the causes of the injuries to determine whether or not some other party is responsible for the injuries and will pay for the bills. If the injuries were caused by someone else, your health insurance company has the right to recover the cost from the responsible party.
IMO there is no harm in filling and sending the form back to the insurer. However, the call is yours.
