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 Posted: Sat Sep 08, 2007 6:13 pm Post subject: Which one do you prefer? |
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| Would you prefer just insurance or insurance plus investment? Today there are so many insurance that include investment in their portfolio. Which one do you prefer and why do you choose that? |
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liaoyu03
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Joined: 08 Sep 2007
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| Posted: Thu Jan 29, 2009 9:49 pm Post subject: Insurance |
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Insurance for me. Investments are risky. I'd rather just be covered. ^_^
Thank you for your post! God bless you! Good luck. |
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BarbaraHall20
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Location: SC
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| Posted: Fri Jan 30, 2009 8:51 am Post subject: |
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Barbara, I think everyone likes to get little more than what they are getting right now, and when you can get investment benefits along with the coverage, why not take it.
Just my thought 
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coffeeandcaramel
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| Posted: Mon Feb 09, 2009 2:15 pm Post subject: |
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Consider insurance as an investment for your family. Choose the best option that can help your family to tide over the great loss in the event of your death at least financially.
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fatherbride
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| Posted: Sun Apr 05, 2009 3:04 pm Post subject: |
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| Investment is always risky. But if you want to take the risk then maybe you can try an insurance with investment. There will be always something good and not good in every option. If i were to choose i will go for the insurance with investment, its not just because i am willing to take the risk but i see it as an opportunity that i can have. Provided that the insurance company got good reputation, stabilize and well trusted. Its an investment, so before investing it would be wise if we do some information seeking. |
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dritz
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| Posted: Sun Apr 05, 2009 3:51 pm Post subject: |
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The OP's question above is so vague that it is impossible to give a true and informed answer. There are situations where you would want to have insurance with an "investment" side and situations where you wouldn't. Without the OP giving a few more details we would all be taking blind stabs at answering the question.
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TRK3031962
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| Posted: Sun Apr 05, 2009 5:50 pm Post subject: |
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| Quote: | | Would you prefer just insurance or insurrance plus investment |
i will prefer insurance only.will you repair your 4 wheeler car from any carpenter? No. so similarely primary object to seek service from the insurance company is to have insurance.
Although they do offer the schemes which are related to investments but never ever opt for the variable annuity schemes rather if you want to have a tax rebate on your income then you can use the fixed annuities of insurance company as investment.but only for tax purpose use this service.
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amit
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| Posted: Tue Apr 07, 2009 6:58 am Post subject: |
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| Quote: | | Would you prefer just insurance or insurance plus investment? |
Insurance definitely has an insurance side to it, but it is certainly not a potential investment option. The returns are no where near to any SIP. To me mutual funds are safer than stocks and offer better returns than insurance schemes.
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anonymous00
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| Posted: Wed Sep 09, 2009 8:23 am Post subject: High Investment return Guaranted ! |
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Hi,
I am a Life Advisor for Kotak Insurance. For any enquiries for investment please contact me at the below mail id. Looking forward to hear from you.
Best Regards,
Prabin
saraya_prabin@yahoo.co.in
Kotak Smart Advantage Plan - Product Details
Highlights
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Tax benefits2
The Kotak Smart Advantage is the perfect wealth accumulation solution for investors who are looking for an optimal mix of insurance and investments. The plan optimizes the return on your paid premiums through a smart mix of assured returns and 100% premium allocation from second year onwards to maximize your earnings potential.
With a bevy of features, this plan offers you the best of benefits - all aimed at maximising growth for your money.
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prabin
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